Sub Prime Credit Thread Part III

sorbet74

Vanquis said yes :beer:

They tried to flog me all sorts on the phone, including offering me a £450 cash transfer to my bank account. I politely declined.

Does the fact they were waving £450 at me give any clue as to what my credit limit will be?

Brian1966

Good evening everyone :hello:
Back at work in the morning after 10 days off :mad:
Got used to staying up late..having a drink etc..Now it's back to the grindstone, early starts, miles and miles of motorway driving. Roll on Friday
Just hoping for an easy day tomorrow, some local work, maybe get a chance to pop home..just in case Mr Postman has a Natwest credit card for me :beer:

sutton111

sorbet74 wrote: »

Vanquis said yes :beer:

They tried to flog me all sorts on the phone, including offering me a £450 cash transfer to my bank account. I politely declined.

Does the fact they were waving £450 at me give any clue as to what my credit limit will be?

Your credit limit will be £500.

Congratulation BTW

Brian1966

sorbet74 wrote: »

Vanquis said yes :beer:

They tried to flog me all sorts on the phone, including offering me a £450 cash transfer to my bank account. I politely declined.

Does the fact they were waving £450 at me give any clue as to what my credit limit will be?

Congratulations :beer:
Your limit should be £500..good start... a few months from now it will rise further all being well :T

sutton111

Brian1966 wrote: »

Good evening everyone :hello:
Back at work in the morning after 10 days off :mad:
Got used to staying up late..having a drink etc..Now it's back to the grindstone, early starts, miles and miles of motorway driving. Roll on Friday
Just hoping for an easy day tomorrow, some local work, maybe get a chance to pop home..just in case Mr Postman has a Natwest credit card for me :beer:

Have you rang Crapwest and asked them to see if a new card has been issued?

I would imagine, if you had been declined you would of received a decline letter by now. IMO.

sutton111

Brian1966 wrote: »

Congratulations :beer:
Your limit should be £500..good start... a few months from now it will rise further all being well :T

I want Rose to post the new design. :cool:

Brian1966

sutton111 wrote: »

Have you rang Crapwest and asked them to see if a new card has been issued?

I would imagine, if you had been declined you would of received a decline letter by now. IMO.

Not tempting fate by ringing :rolleyes:
I'm a patient man :j

Got my Jd Williams statement today..."as a VALUED customer I may take a payment holiday" :beer:

sorbet74

Thanks guys

Next step is car credit. Will be steering (see what I did there?) well clear o Welcome, will probably try Creditplus. I applied to them last year, got turned down because i didn't have 12 months work history, now I have.

Any other suggestions or advice welcome :cool:

Brian1966

sutton111 wrote: »

I want Rose to post the new design. :cool:

It will be (or sounds like) the old Abacus design, thought it had been phased out in all honesty

sutton111

Brian1966 wrote: »

Not tempting fate by ringing :rolleyes:
I'm a patient man :j

Got my Jd Williams statement today..."as a VALUED customer I may take a payment holiday" :beer:

It should read "as a Valued owner you can take a payment break"

How does that work when it comes too your credit files?