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Sub Prime Credit Thread Part III

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  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    Rose123 wrote: »
    Afternnoon!

    Got my Vanquis card today so just waiting for the pin!

    My design has an orange background with what seems to be a blue and yellow picture of balls, abit confusing as I was expecting the blue swilry lines, lol, no mention of the word vanquis on it!!!!!

    Ah well im not bothered, although it does remind me of Alliance and Leicester when I look at it :confused:

    Congratulations Rose :T :beer: That seemed to take forever lol.

    Yours in orange, eh? Interesting. Do you like the design of it? I love my little Vanquis :T.

    What APR are you on?
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    Evening Seeya
  • seeya23
    seeya23 Posts: 2,330 Forumite
    evening bigbum how are you
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    seeya23 wrote: »
    evening bigbum how are you

    I'm not bad thanks, been doing a bit of job-hunting. Have to admit, i've been a little half-hearted in my efforts, :rolleyes:, but it looks promising :T

    How's things?
  • Rose123
    Rose123 Posts: 397 Forumite
    bigbum wrote: »
    Congratulations Rose :T :beer: That seemed to take forever lol.

    Yours in orange, eh? Interesting. Do you like the design of it? I love my little Vanquis :T.

    What APR are you on?

    Good evening hun! Hows you?

    I actually do like the design! lol

    My APR is 34.04%

    I was quite suprised that I got is this quick acttually considering how long Vanquis took with the actual application. They gave me the accept decision last Tuesday and I got the card today so I was quite impressed!

    Its just handy now bubz is on the way as I can do my general food/clothes shopping on the credit card and pay in installments and buy my pram and cot with my money as I do not want to get those on credit!!!!

    I know the APR is quite horrendous but if i split the repayment into 2 or 3 segments, it should not be that expensive in terms of interest!
    Official SOS Club number 014 - Dry until 29.11.09
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    Rose123 wrote: »
    Good evening hun! Hows you?

    I actually do like the design! lol

    My APR is 34.04%

    I was quite suprised that I got is this quick acttually considering how long Vanquis took with the actual application. They gave me the accept decision last Tuesday and I got the card today so I was quite impressed!

    Its just handy now bubz is on the way as I can do my general food/clothes shopping on the credit card and pay in installments and buy my pram and cot with my money as I do not want to get those on credit!!!!

    I know the APR is quite horrendous but if i split the repayment into 2 or 3 segments, it should not be that expensive in terms of interest!

    That's great. I think my APR is the same. But yeah, if you spend wisely you'll deffo reap the benefits :T. I've forgotten, did you tell us what the limit is?
  • Rose123
    Rose123 Posts: 397 Forumite
    bigbum wrote: »
    That's great. I think my APR is the same. But yeah, if you spend wisely you'll deffo reap the benefits :T. I've forgotten, did you tell us what the limit is?

    Yep (in my signature) £500!!!

    So im hoping to update everyone with my new limit in September!!
    Official SOS Club number 014 - Dry until 29.11.09
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    Rose123 wrote: »
    Yep (in my signature) £500!!!

    So im hoping to update everyone with my new limit in September!!

    Doh, didin't read the siggy!

    Yeah, hope you get the increase. I've had my 2nd statement, so just 2 more to go! I'm sooooo excited, it's ridiculous! :rotfl:.

    Just off to have bit to eat.

    Catch ya, later.
  • Rose123
    Rose123 Posts: 397 Forumite
    bigbum wrote: »
    Doh, didin't read the siggy!

    Yeah, hope you get the increase. I've had my 2nd statement, so just 2 more to go! I'm sooooo excited, it's ridiculous! :rotfl:.

    Just off to have bit to eat.

    Catch ya, later.

    :hello: Speak to you in a bit

    x
    Official SOS Club number 014 - Dry until 29.11.09
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Hey All!!!!!!!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
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