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Sub Prime Credit Thread Part III

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  • LittleOne83
    LittleOne83 Posts: 206 Forumite
    Part of the Furniture Combo Breaker
    cifpower wrote: »
    Accepted = successful

    It will track but not validate if you have been turned down

    Cool thanks cif.
    Trying to remain debt free!
    Sept GC £24.10/£200
    Weekly spend £0/£50
    Sealed pot £3.15
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    Just got a copy of my credit report. As I suspected, it shows 6 searches. It also has details of a family member whom I'm apparently financially connected to, which will have to be removed as quicky as possible.

    All 0's :)
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • soul619
    soul619 Posts: 562 Forumite
    never-in-doubt wrote: »

    What did he mean IF I win? lol....

    he means IF because banks and things like telecommunications (basically anyone registered for CIFAS) are allowed to share this information with all credit providers if they suspect anything to do with fraud which could just be as simple as dates not matching up or slight mistakes on applications (even different emails used can flag up), obviously i dont no the full story but i just wanted to point that out as that may be what he means
  • seeya23
    seeya23 Posts: 2,330 Forumite
    good afternoon to all
  • Rose123
    Rose123 Posts: 397 Forumite
    seeya23 wrote: »
    good afternoon to all

    Afternnoon!

    Got my Vanquis card today so just waiting for the pin!

    My design has an orange background with what seems to be a blue and yellow picture of balls, abit confusing as I was expecting the blue swilry lines, lol, no mention of the word vanquis on it!!!!!

    Ah well im not bothered, although it does remind me of Alliance and Leicester when I look at it :confused:
    Official SOS Club number 014 - Dry until 29.11.09
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Rose123 wrote: »
    Afternnoon!

    Got my Vanquis card today so just waiting for the pin!

    My design has an orange background with what seems to be a blue and yellow picture of balls, abit confusing as I was expecting the blue swilry lines, lol, no mention of the word vanquis on it!!!!!

    Ah well im not bothered, although it does remind me of Alliance and Leicester when I look at it :confused:

    well done im still waiting for my cap one card
  • Rose123
    Rose123 Posts: 397 Forumite
    seeya23 wrote: »
    well done im still waiting for my cap one card

    How long have you been waiting now?
    Official SOS Club number 014 - Dry until 29.11.09
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Rose123 wrote: »
    How long have you been waiting now?

    got my pin number on sat hope my card come soon
  • Rose123
    Rose123 Posts: 397 Forumite
    seeya23 wrote: »
    got my pin number on sat hope my card come soon

    Ah ok!

    Hopefully, I think ill use my vanquis card only for monthly shopping, that ay im guranteed to never spend more than I have and I can clear it as soon as i get my statement
    Official SOS Club number 014 - Dry until 29.11.09
  • LittleOne83
    LittleOne83 Posts: 206 Forumite
    Part of the Furniture Combo Breaker
    Just got an email from Vanquis...they said no :(
    Trying to remain debt free!
    Sept GC £24.10/£200
    Weekly spend £0/£50
    Sealed pot £3.15
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