📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Thread Part III

Options
1428429431433434804

Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sorbet74 wrote: »
    Thanks guys :D

    Next step is car credit. Will be steering (see what I did there?) well clear o Welcome, will probably try Creditplus. I applied to them last year, got turned down because i didn't have 12 months work history, now I have.

    Any other suggestions or advice welcome :cool:

    I love the pun. :p :rolleyes: :rotfl:
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sorbet74 wrote: »
    Thanks guys :D

    Next step is car credit. Will be steering (see what I did there?) well clear o Welcome, will probably try Creditplus. I applied to them last year, got turned down because i didn't have 12 months work history, now I have.

    Any other suggestions or advice welcome :cool:
    If you do use Credit Plus..check out cashback sites..normally £40-£50 for successful application..Not a lot but every little helps :T
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    It should read "as a Valued owner you can take a payment break"

    How does that work when it comes too your credit files?
    Being an owner or taking a payment break ? :confused:
    It will still report as up to date..or I will sack the lot of them :rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    sorbet74 wrote: »
    Vanquis said yes :beer:

    They tried to flog me all sorts on the phone, including offering me a £450 cash transfer to my bank account. I politely declined.

    Does the fact they were waving £450 at me give any clue as to what my credit limit will be?

    Congrats Sorbet :beer:.

    Welcome to Club Vanquis. A bit like Club Tropicana, but more camp :T
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    Brian1966 wrote: »
    Good evening everyone :hello:
    Back at work in the morning after 10 days off :mad:
    Got used to staying up late..having a drink etc..Now it's back to the grindstone, early starts, miles and miles of motorway driving. Roll on Friday :D
    Just hoping for an easy day tomorrow, some local work, maybe get a chance to pop home..just in case Mr Postman has a Natwest credit card for me :beer:

    No rest for the wicked, eh? :cool:
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    bigbum wrote: »
    Congrats Sorbet :beer:.

    Welcome to Club Vanquis. A bit like Club Tropicana, but more camp :T
    Camp>>>oooooh sweetie..how very dare you :love:
    Love your updated location :beer::kisses2:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    bigbum wrote: »
    No rest for the wicked, eh? :cool:
    They don't come more wicked than me..he he
    Me bad..very bad :eek:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    Brian1966 wrote: »
    Camp>>>oooooh sweetie..how very dare you :love:
    Love your updated location :beer::kisses2:

    lol - It had to be done. I'd rather be there than in London :D.

    You should be tucked up in bed if you've an early start. Those 10 days went by pretty fast :rolleyes:
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    bigbum wrote: »
    lol - It had to be done. I'd rather be there than in London :D.

    You should be tucked up in bed if you've an early start. Those 10 days went by pretty fast :rolleyes:
    I would rather you be here than in London...much more fun to be had :love:
    Apart from most weekends I'm not off until July now..its a hard life :rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    Brian1966 wrote: »
    I would rather you be here than in London...much more fun to be had :love:
    Apart from most weekends I'm not off until July now..its a hard life :rotfl:

    You're off weekends? that's cool.

    Mate, i am tired, so i'll be off in a bit. How did you spend your day?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.