Sub Prime Credit Thread Part III

Brian1966

sorbet74 wrote: »

Thanks Brian.

CCJ is unsatisfied, only just found out about it - it was for a £120 utility bill that a previous landlord didn't pass on to us. Hope to clear within a couple of months.

Are Jacamo owned by the same people as JD Williams? Might try them.

Yep, Jacamo are part of the group.
You will probably only get £125 limit to start but use it and it will go up quickly.
One account number can be used across all the different companies

seeya23

Brian1966 wrote: »

Yep, Jacamo are part of the group.
You will probably only get £125 limit to start but use it and it will go up quickly.
One account number can be used across all the different companies

jacamo account numbers can only be use on jacamo and not across the group but premierman can be use across the group

Brian1966

seeya23 wrote: »

jacamo account numbers can only be use on jacamo and not across the group

You learn something new everyday, never actually used my Jacamo, strage how it's the only one that can't

Rose123

TheEffect wrote: »

Morning. I phoned Barclays, who said there is no way they can see if I passed credit check for a few days and that the forms must be posted to their head office and not taken to a branch. They said they'll let me know in a few days.

Anyway, off to work.

Yeah, I sent mine off too!

Give them about 3 days then try and call, i think thats what I did!

I think they did they credit check with Experian with and the identification check with equifax (random info, lol)

Good luck anyway x

sorbet74

Well, just applied on-line at Jacamo and instantly got the £125 limit :T

Thanks for the advice

edit - better add it to my sig!

Brian1966

sorbet74 wrote: »

Well, just applied on-line at Jacamo and instantly got the £125 limit :T

Thanks for the advice

edit - better add it to my sig!

Quite possible that next time you log in the limit will disappear and revert to zero.
Should come back though :beer:

never-in-doubt

seeya23 wrote: »

jacamo account numbers can only be use on jacamo and not across the group but premierman can be use across the group

yes you can! My Jacamo lets me sign in elsewhere, the only exclusion to the sign-in is the simply specs or whatever it is called.

never-in-doubt

sorbet74 wrote: »

Well, just applied on-line at Jacamo and instantly got the £125 limit :T

Thanks for the advice

edit - better add it to my sig!

Log off and back on again, doesn't guarantee that you'll get an account, it sometimes updates as brian says....

I have a Jacamo account that had £125 then went to zero and stays there but it lets me log in to all the JD branded sites....

Rose123

never-in-doubt wrote: »

Log off and back on again, doesn't guarantee that you'll get an account, it sometimes updates as brian says....

I have a Jacamo account that had £125 then went to zero and stays there but it lets me log in to all the JD branded sites....

Why does it revert to £0?

Brian1966

Rose123 wrote: »

Why does it revert to £0?

Think every application must be looked at manually by an underwiter then assessed on individual merits.