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Sub Prime Credit Thread Part III

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  • Rose123
    Rose123 Posts: 397 Forumite
    Brian1966 wrote: »
    I've been here 4 yrs now.. Took me a long time to find my way around..One wrong turning at a roundabout and I was stuffed as the road signs meant nothing :confused:

    lol, thats funny
    Official SOS Club number 014 - Dry until 29.11.09
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Rose123 wrote: »
    lol, thats funny
    Trust me.. it's horrendous at first, used to see signs saying Chapel house, Stanley, etc and it meant nothing. All I wanted was a sign saying HOME :rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • robbo990
    robbo990 Posts: 176 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    At least theres never a traffic jam - just a convoy of cars going in circles trying to find their way out
    Official SOS Club number 004 - Dry until (05.01.10)
  • Rose123
    Rose123 Posts: 397 Forumite
    Brian1966 wrote: »
    Trust me.. it's horrendous at first, used to see signs saying Chapel house, Stanley, etc and it meant nothing. All I wanted was a sign saying HOME :rotfl:

    Oh gosh, lol

    Reminds me of the horror movies where they only place u want to see is home, lol

    Not funny when ur going through it but funny when u think about it
    Official SOS Club number 014 - Dry until 29.11.09
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    robbo990 wrote: »
    At least theres never a traffic jam - just a convoy of cars going in circles trying to find their way out
    Seen quite a few wagons coming off the M58 at jct 5 not realising at first that there are give way lines then when they do stop its !!!!!!!! where do I go now :rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • Rose123
    Rose123 Posts: 397 Forumite
    robbo990 wrote: »
    At least theres never a traffic jam - just a convoy of cars going in circles trying to find their way out

    Oh my gosh, lol
    Official SOS Club number 014 - Dry until 29.11.09
  • Joeler
    Joeler Posts: 179 Forumite
    Afternoon Gang,
    Just applied for a Capital One card whilst awaiting form my decision from Vanquis, who have already done Credit Check, called and checked some details and sent me a letter requesting Identification documents which have been sent, so hoping this is good news from them...
    Anyway with regards to Capital One, I got through the application and it did the three little ticks thing with inital credit check and verification etc. Then it went to a screen saying thanks for your application, we will be in contact soon and someone may need to contact you for further details etc etc.
    So it wasn't a straight no, good news?
    Cheers! :)
  • digitalphase
    digitalphase Posts: 2,087 Forumite
    Joeler wrote: »
    Anyway with regards to Capital One, I got through the application and it did the three little ticks thing with inital credit check and verification etc. Then it went to a screen saying thanks for your application, we will be in contact soon and someone may need to contact you for further details etc etc.
    So it wasn't a straight no, good news?
    Cheers! :)

    They could still decline you, but I had the same screen and they accepted me, so fingers crossed :beer:
  • Joeler
    Joeler Posts: 179 Forumite
    They could still decline you, but I had the same screen and they accepted me, so fingers crossed :beer:

    Thanks Digital, was that recent as well?
  • Rose123
    Rose123 Posts: 397 Forumite
    Joeler wrote: »
    Afternoon Gang,
    Just applied for a Capital One card whilst awaiting form my decision from Vanquis, who have already done Credit Check, called and checked some details and sent me a letter requesting Identification documents which have been sent, so hoping this is good news from them...
    Anyway with regards to Capital One, I got through the application and it did the three little ticks thing with inital credit check and verification etc. Then it went to a screen saying thanks for your application, we will be in contact soon and someone may need to contact you for further details etc etc.
    So it wasn't a straight no, good news?
    Cheers! :)

    I had the same screen too but this was in 2007 and I was accepted!
    Official SOS Club number 014 - Dry until 29.11.09
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