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Sub Prime Credit Thread Part III

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  • Doshamento
    Doshamento Posts: 230 Forumite
    Brian1966 wrote: »
    On a SERIOUS note (if that's possible)
    I went into my Natwest branch today to pay my Shop Direct accounts and asked the cashier for details regarding the Ad gold credit card which pays cash back against the monthly fees for bank account.
    Within minutes I was invited to speak 'in private' lol to an advisor.
    Upshot being, computer says YES.. £1000 LIMIT. :beer:
    Not celebrating just yet though until card drops through letterbox although advisor said it is 100% guaranteed :D

    I haven't used any of the Shop Direct Group Account that much since they were approved.

    Bought something from Littlewoods and only used £25 off discount on the Empire one since.

    You should buy Bigbum something nice out of all your choice array of catalogues...i'm sure that there would be something she would like? ;)
  • Doshamento
    Doshamento Posts: 230 Forumite
    bigbum wrote: »
    I'm fine matey. How are you? :beer:

    How are you Bri?

    I'm doin ok sweetheart.
    I'm off work tommorrow and Bank Hol Monday ..so can chill and have some quality time and fun! ;)
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    bigbum wrote: »
    I'm fine matey. How are you? :beer:

    How are you Bri?
    I'm happy as ever :D
    More so now Natwest have given me a card :beer:
    PERFECT start to my weekend.. Just got better seeing you online :rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    I got a letter from 'Kays' catalogue today thanking me for my application but they are very sorry but i don't meet their criteria.

    But i didn't apply to Kays, i applied to Great Universal. Are they the same company? :confused:
  • Doshamento
    Doshamento Posts: 230 Forumite
    Brian1966 wrote: »
    Don't even know whether Natwest use behavioural scoring, just checked my details held hadn't changed, address, salary etc and BINGO got an answer. Only criteria is minimum earnings of £10k of wich £500 pcm must go into advantage gold account :D

    On the topic of behaviour...ur's is too naughty to be true to ever be considered! Did the Personal Advisor unbind you before you sat down to chat?:D
    :rotfl:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    On a SERIOUS note (if that's possible)
    I went into my Natwest branch today to pay my Shop Direct accounts and asked the cashier for details regarding the Ad gold credit card which pays cash back against the monthly fees for bank account.
    Within minutes I was invited to speak 'in private' lol to an advisor.
    Upshot being, computer says YES.. £1000 LIMIT. :beer:
    Not celebrating just yet though until card drops through letterbox although advisor said it is 100% guaranteed :D

    Congratulations Brian!! :j

    My Brother applied for a £50 OD today and the fu*kers said no. :mad:

    I hate the RBS Group with a passion :mad: :mad:
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Doshamento wrote: »
    I haven't used any of the Shop Direct Group Account that much since they were approved.

    Bought something from Littlewoods and only used £25 off discount on the Empire one since.

    You should buy Bigbum something nice out of all your choice array of catalogues...i'm sure that there would be something she would like? ;)
    Jd's have a catalogue called Velvet affair or something.. will check that out to find a little gift for my 'mate' bigbum :rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    Doshamento wrote: »
    I'm doin ok sweetheart.
    I'm off work tommorrow and Bank Hol Monday ..so can chill and have some quality time and fun! ;)

    Cooool. Where do you work? What do you do for fun? :D
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    bigbum wrote: »
    I got a letter from 'Kays' catalogue today thanking me for my application but they are very sorry but i don't meet their criteria.

    But i didn't apply to Kays, i applied to Great Universal. Are they the same company? :confused:

    Yes they are part of the SDG. See Here.

    What's with the Spurs image? :confused:
  • Doshamento
    Doshamento Posts: 230 Forumite
    bigbum wrote: »
    I got a letter from 'Kays' catalogue today thanking me for my application but they are very sorry but i don't meet their criteria.

    But i didn't apply to Kays, i applied to Great Universal. Are they the same company? :confused:

    Yes. All Shop Direct
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