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Sub Prime Credit Thread Part III

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  • Doshamento
    Doshamento Posts: 230 Forumite
    Evening All
  • Doshamento
    Doshamento Posts: 230 Forumite
    Victor M.

    What is a Vanquis Gold card?
    How did you get one?

    Will all us Vanquis holders eventually get one of them? :D
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    On a SERIOUS note (if that's possible)
    I went into my Natwest branch today to pay my Shop Direct accounts and asked the cashier for details regarding the Ad gold credit card which pays cash back against the monthly fees for bank account.
    Within minutes I was invited to speak 'in private' lol to an advisor.
    Upshot being, computer says YES.. £1000 LIMIT. :beer:
    Not celebrating just yet though until card drops through letterbox although advisor said it is 100% guaranteed :D
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • Doshamento
    Doshamento Posts: 230 Forumite
    Hi Bb.

    How are you doing this eve, gal? ;)
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    Bosie wrote: »
    Evening all


    Wondering it's gonna be another hot and steamy night of posts?
    The 2 'posters' know who they are:eek:

    bo x

    Ooh, have you got some gossip Bosie? Spill the beans :j
  • Doshamento
    Doshamento Posts: 230 Forumite
    Brian1966 wrote: »
    On a SERIOUS note (if that's possible)
    I went into my Natwest branch today to pay my Shop Direct accounts and asked the cashier for details regarding the Ad gold credit card which pays cash back against the monthly fees for bank account.
    Within minutes I was invited to speak 'in private' lol to an advisor.
    Upshot being, computer says YES.. £1000 LIMIT. :beer:
    Not celebrating just yet though until card drops through letterbox although advisor said it is 100% guaranteed :D

    Wow! Pre approved or guaranteed Brian?
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    Would that be someone with a large posterior and a certain dodgy coach driver that just loves driving up the chocolate highway....... :confused:

    Mmmm, did somebody say chocolate? :EasterBun :drool:
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    Doshamento wrote: »
    Hi Bb.

    How are you doing this eve, gal? ;)

    I'm fine matey. How are you? :beer:

    How are you Bri?
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Doshamento wrote: »
    Wow! Pre approved or guaranteed Brian?
    Don't even know whether Natwest use behavioural scoring, just checked my details held hadn't changed, address, salary etc and BINGO got an answer. Only criteria is minimum earnings of £10k of wich £500 pcm must go into advantage gold account :D
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    Brian1966 wrote: »
    On a SERIOUS note (if that's possible)
    I went into my Natwest branch today to pay my Shop Direct accounts and asked the cashier for details regarding the Ad gold credit card which pays cash back against the monthly fees for bank account.
    Within minutes I was invited to speak 'in private' lol to an advisor.
    Upshot being, computer says YES.. £1000 LIMIT. :beer:
    Not celebrating just yet though until card drops through letterbox although advisor said it is 100% guaranteed :D

    Yay, that's fab news :beer:. Happy spending :T.
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