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The 9 year plan...hold onto your hats and here we go!

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  • mineallmine
    mineallmine Posts: 3,053 Forumite
    Part of the Furniture Combo Breaker
    Hi LT, yes it did - updated for March, and there'll probably be another in April:
    http://forums.moneysavingexpert.com/showthread.html?t=2307339

    I've not been as good as EH. But the piles of stash is going down. Makes you really think carefully about, would I buy this again (what we call WIBA over at that thread!) and very often we wouldn't. Some of the ladies over on the thread paint their nails every Monday or have a pampering session on Fridays. The general idea being to really enjoy your products rather than watching them rot in the cupboard (no using really old stuff though as that can be troublesome).

    Back to EH, good to hear another month knocked off the MF date. That's great. Now get those insurance things sorted. Sometimes just gathering all the papers together (to then take a closer look at a second time) is useful, and makes it less scary (for me anyway).

    I found out my savings are on track (and ahead of schedule). I'd reduced my goal as we had to spend some dosh on the house but I recently upped the savings again to try and recoup that spend. It's hard seeing so much less money to "spend" but it has probably always been frittered away (hides head in shame..).
    :) Declutter 300 things in December challenge, 9/300. Clear the living room. Re-organize storage
    :cool2: Cherryprint: "More stuff = more stuff to tidy up!"
    Less things. Less stuff. More life.
    :heart: Fab thread: Long daily walks
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Back to the Hebrides again - usual place, we've stayed there for the last few years so it's like second home now! There's new carpets fitted apprently though so there's some excitement for us!! :D This time next week we will be on thed Island of Skye, in Portree, just overnight until we get our ferry the next day! :j:j:j

    Excited??? Jumping around like a five year old at the very thought of it??? Who, ME?!! :rotfl:

    :) Some people think it's crazy going back to the same place every year. If money & leave was no object I'd go somewhere different every time. But when leave is limited & holidays are precious there is something lovely about the anticipation of somewhere well known & much loved - it makes the holiday longer somehow. I too am in holiday countdown to a regular place, so know how you feel :cool:. Have a great trip :j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Jo_R_2
    Jo_R_2 Posts: 2,660 Forumite
    I always love reading your posts EH because your state of 'organisedness' (is that a word? Well it is now!) is something I aspire to. This last couple of months haven't been as smooth and organised for me as they could have been (I've been a bit slack and not caught up with myself:o) so it really helps to see how you run the ship sort of thing and the positive effects it has.

    Realy good in knocking a month off the mortgage, excellent!
    Dealing with my debts!
    Currently overpaying Virgin cc -
    balance Jan 2010 @ 1985.65
    Now @ 703.63
  • [Deleted User]
    [Deleted User] Posts: 1,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Have a great holiday EH - can't believe you are going on holiday at the start of the speedway season. :eek: I don't do that unless its a speedway related holiday!!

    Have fun
    X
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    This time next week we will be on thed Island of Skye, in Portree, just overnight until we get our ferry the next day! :j:j:j
    You should pop in for a cuppa with Ma & Pa Fresian, that's where they live :D
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Palema wrote: »
    Have a great holiday EH - can't believe you are going on holiday at the start of the speedway season. :eek: I don't do that unless its a speedway related holiday!!

    Have fun
    X

    I Know :eek: - I usually get one meeting in before we go but not this year as our first one slipped due to the changes to the track not being ready. I'm doing P&P on Tuesday - will have to dash back and get my pics processed and sent through nice and quickly mind you! I'll miss our first THREE meetings this year!

    F-F - I thought of you when I posted that, knowing you had family there! It's a nice little town - always a pleasure to visit.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You've got your eye on the ball! Hope there's lots and lots of enjoyment and good times.
    2023: the year I get to buy a car
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    i keep thinking of what it's gonna feel like to have the £1k i pay on debts (at least) each month to myself. Well i supose i'd share with OH lol. Beggers belief how much i could be saving in the space of a year.
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lemon_Tree wrote: »
    i keep thinking of what it's gonna feel like to have the £1k i pay on debts (at least) each month to myself. Well i supose i'd share with OH lol. Beggers belief how much i could be saving in the space of a year.

    Yes, it'll be such a special feeling knowing that it's all yours, won't it. Keep plugging away LT - you'll get there!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • taxi73
    taxi73 Posts: 20,815 Forumite
    I can't wait for that day either LT...
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