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The 9 year plan...hold onto your hats and here we go!
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Hi LT, yes it did - updated for March, and there'll probably be another in April:
http://forums.moneysavingexpert.com/showthread.html?t=2307339
I've not been as good as EH. But the piles of stash is going down. Makes you really think carefully about, would I buy this again (what we call WIBA over at that thread!) and very often we wouldn't. Some of the ladies over on the thread paint their nails every Monday or have a pampering session on Fridays. The general idea being to really enjoy your products rather than watching them rot in the cupboard (no using really old stuff though as that can be troublesome).
Back to EH, good to hear another month knocked off the MF date. That's great. Now get those insurance things sorted. Sometimes just gathering all the papers together (to then take a closer look at a second time) is useful, and makes it less scary (for me anyway).
I found out my savings are on track (and ahead of schedule). I'd reduced my goal as we had to spend some dosh on the house but I recently upped the savings again to try and recoup that spend. It's hard seeing so much less money to "spend" but it has probably always been frittered away (hides head in shame..).Declutter 300 things in December challenge, 9/300. Clear the living room. Re-organize storage
:cool2: Cherryprint: "More stuff = more stuff to tidy up!" Less things. Less stuff. More life.Fab thread: Long daily walks
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EssexHebridean wrote: »Back to the Hebrides again - usual place, we've stayed there for the last few years so it's like second home now! There's new carpets fitted apprently though so there's some excitement for us!!
This time next week we will be on thed Island of Skye, in Portree, just overnight until we get our ferry the next day! :j:j:j
Excited??? Jumping around like a five year old at the very thought of it??? Who, ME?!! :rotfl:Some people think it's crazy going back to the same place every year. If money & leave was no object I'd go somewhere different every time. But when leave is limited & holidays are precious there is something lovely about the anticipation of somewhere well known & much loved - it makes the holiday longer somehow. I too am in holiday countdown to a regular place, so know how you feel :cool:. Have a great trip :j
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
I always love reading your posts EH because your state of 'organisedness' (is that a word? Well it is now!) is something I aspire to. This last couple of months haven't been as smooth and organised for me as they could have been (I've been a bit slack and not caught up with myself:o) so it really helps to see how you run the ship sort of thing and the positive effects it has.
Realy good in knocking a month off the mortgage, excellent!Dealing with my debts!Currently overpaying Virgin cc -balance Jan 2010 @ 1985.65Now @ 703.63
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Have a great holiday EH - can't believe you are going on holiday at the start of the speedway season. :eek: I don't do that unless its a speedway related holiday!!
Have fun
X
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EssexHebridean wrote: »This time next week we will be on thed Island of Skye, in Portree, just overnight until we get our ferry the next day! :j:j:j0
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Have a great holiday EH - can't believe you are going on holiday at the start of the speedway season. :eek: I don't do that unless its a speedway related holiday!!
Have fun
X
I Know :eek: - I usually get one meeting in before we go but not this year as our first one slipped due to the changes to the track not being ready. I'm doing P&P on Tuesday - will have to dash back and get my pics processed and sent through nice and quickly mind you! I'll miss our first THREE meetings this year!
F-F - I thought of you when I posted that, knowing you had family there! It's a nice little town - always a pleasure to visit.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
You've got your eye on the ball! Hope there's lots and lots of enjoyment and good times.2023: the year I get to buy a car0
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i keep thinking of what it's gonna feel like to have the £1k i pay on debts (at least) each month to myself. Well i supose i'd share with OH lol. Beggers belief how much i could be saving in the space of a year.0
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Lemon_Tree wrote: »i keep thinking of what it's gonna feel like to have the £1k i pay on debts (at least) each month to myself. Well i supose i'd share with OH lol. Beggers belief how much i could be saving in the space of a year.
Yes, it'll be such a special feeling knowing that it's all yours, won't it. Keep plugging away LT - you'll get there!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
I can't wait for that day either LT...0
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