The May 2009 Bankruptcy & Debt Relief Order Club!

DON79

Well it is all over (the court bit!) for the May people! Well done to you all and best wishes for the future! :beer:

Donna

peppa-pig

yes well done everyone. the future is now a brighter place to be heading.

don't forget this board is still here if you need it. just coz the deed is done it doesnt mean you wont have more questions.

i have had 3 letters already from the OR. one asking for further info, which i have dealt with, another saying they have no interest in my pension unless i start drawing on it whilst still udischarged (unlikely unless i die and DH will get a payment lol) and the third about buying the BI interest in my house which i replied to enclosing a copy of the letter form the court detailing repossession on 11th june.

Dibs88

The same from me to you all, well done in getting through whats has been for most a difficult month, keep the spirits up and moving to better things.

Ive got my OR interview tomorrow, 10am, had the letter regarding the BI to the house, but also got a letter on Saturday, from the mortgage lender saying they are wanting to repo the house...ho hum

Dibs88

Right then.... 15 minutes to go, before the OR calls, Im sitting in my bedroom, got all my statements from 2 years, alL uptodate figures for everything I have got, cards and accounts, a pad and pen, a bottle of water...and a note right in front saying.......DO NOT WAFFLE! This is more nervous than doing the court bit :eek:

Will let you know how I get on later

Dibs88

Job done! :j

From start to end it lasted 1hr 13min 32 secs, my ear was rather red!
Anyway no IPO/IPA, due to claiming JSA, not interested in the house as thats going down the repossession route. I will need to send the last 12 months of bank / cc statements, and thats it, for the moment. Not bothered about taking my mode of transport, my trusty pushbike . Went through each section on the petition, had to explain how I got into this situation, for which my OR does not like my ex-OH :rotfl:
There was plenty of silences, for which I kept my mouth firmly shut, mind you had nothing to hide anyway.

DON79

Hi Dibs Well done! Sounds like it went well in the interview and well done for remember the "no waffle" rule! Thats one of the reasons I am glad I had no interview as I don't like silences and I do waffle a little when I am trying to explain something I am embarassed about.

Congratulations!

Donna

Lost2

Congratulations to all that went BR in May
and Good Luck Be Good :rolleyes:

crazy_blonde

Hello, I went bankrupt on 28th May.

mr_xmas

Just had my official letter from 'OR' to sign he has signed my 'BR' and from this point moonbever will be contacting me re payment of tax.

:j:j:j

This was after the said 14 days cooling timescale.
So for now i am on my year trip.

Dibs88

Well done Mr Xmas :beer:, I am in the process of sending the past 12 months of statements and valuation of the property to the OR.

And to you my crazy blonde...well done for making it into the best club in the world and thats the May club :T