urg's 123 Back to Basics Debt Free Plan

urg123

Thanks everyone for your messages and prayers.

Mum is stable but still has not regained consciousness. I have some good friends coming to visit soon and then will go to see her this afternoon.

It is still hard but we have got used to the 'routine' of visiting her daily. We will all have to go back to work next week so that will be hard to manange.

On the money front I forgot to pay the TV licence so I did that this morning and I need to write a cheque for my tax for 2008/9. I have the money for this. I paid £1200 off my CC but I have no idea where my totals are. I think I am close to £2500! I will try to work it out at some point this week.

Happy New Year to you all.

urg x x

Buffythedebtslayer

Oh Urg, I am so so sorry. the daily routine of visiting is a familiar one to me. Money really doesn't matter at all at these hard hard times.

I will pray for your Mum and your and your family,

truly you are in my thoughts

Much love

Buffy xxxxx

taxi73

Just to let you know you are still in my thoughts xxxHugs xxx

urg123

Thanks Taxi

I went back to work yesterday - it was hard but I did get to see mum in the evening.

Today work was a bit easier and I didn't go to see mum as I had promised myself (and her) to get fit and well to prevent this happening to me. I went to WW and found I had lost 8.5lbs over the last three weeks. I put it down to the stress! That's 18lbs altogether since I started in August. I just have to keep this momentum going and not lose focus.

There's snow predicted tonight - I wonder whether I'll be able to get to work and to the hospital. I quite fancy the break from work although I have brought home a few things to catch up on.

Sorry - I am rambling away. I really miss chatting to my mum. I have no idea what we talked about but we did talk most days.

urg x x

taxi73

Well done on the weight loss..thats fantastic!!!
Just go with the flowregarding the snow as stressing about it won't cure anything.
Never apologise for rambling..this is your diary and you must write whta you feel...
Of course you miss your mum..you sound really close which is nice.
Hugs to you and your family xx

Swinstie73

Hey urg,

Well done on the weight loss, I'm sure your mum would be proud too xx

urg123

HI Everyone

Mum is still much the same. I have been going to the hosptial everyday and will be going for the afternoon visit. It is so hard to see mum in this way but I do feel like she recognises us. We have to start thinking about the future for her if she is able to leave hospital. This won't be for a few weeks and will have financial considerations too.

On the money saving front - I have paid towards my CC. I know my debt total is now £2500. If all goes well I will have met my goal to pay off the debt by the end of March 2010!

The wedding plans have been put on hold and I don't really know what to do. I contacted one of my suppliers who has been great and has agreed to see how things go and work with me. I will need to contact the photographer to keep him up to date.

I have to get on with the ironing mountain or else I won't have anything to wear to work this week! I also need to do about 3 loads of washing!

I hope you are all okay and doing well paying off those debts and losing weight.

urg x x

taxi73

Sorry to hear that mum is still the same.
also sorry to hear that your wedding plans are on hold but can totally understand.
Try not to do too much as you'll make yourself ill.
Great news on your debt busting and being so close to clearing it once and for all.

taxi73

Hope you are okand sending hugs xxx

urg123

Hi Taxi

Thanks for the message. I am coping. I'm getting used to being at work - everyone here has been great and lets me have my moments.

I wasn't able to see mum as I have a pretty bad cold and don't want to give it to her as she would struggle in her state. I might go and see Dad in the evening just to give him some company.

I'm beginning to realise how important it is to have your affairs in order so that we don't have to deal with all the legal crap that mum would not have wanted. If I can give you any advice it would be write a will and also to have a process in place so that your loved ones can take over your affairs if you become incapacitated.

Moneywise - nothing really. I did try to pop to the shops to see if I could get something to 'cheer me up' but couldn't find anything!

Weightloss - lost another 0.5lb so total weightloss since last August is 18.5lbs!

It's snowing here but everyone here seems determined to work through it :rolleyes:.

Hope you are all well in DFW land

urg x x