We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Fresh tax year fresh diary ( i cant locate my other one) :D

1…7071737576…93

Comments

  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Hey lovely, how are you? Not posted in a while? Hope all is ok.

    How's the negative wealth doing? xxx
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Well hello hello ! choc i didnt see you had posted :) guess what ive thrown caution to the wind and started ttc ! fingers crossed it will force me to be more frugal than normal! I ve made my last overpayment of 2012 and am looking forward to the challenges of 2013 :) my new totals are
    POAMAYC 2012 £11304.68/£48262.44.Current outstanding £36957.76 LBM 08 £77240.69 Cleared so far £40282.93 POAMAYC 2013 £0/£15275.40!

    I cant believe ive paid off 40k :O i cant wait to become a saver :) x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Ps choc how are you xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Well done on your 2012 debt busting! Here's to an even better 2013 debt busting! It is getting easier isn't it?!

    Oooooo.....how exciting for you :j:j:j:j:j Not sure things are going to happen for us any time soon. Few things going on but hey ho, well get there in the end :) Fingers crossed for us both having 2013 bumps at some point to join our journeys xxxxx
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Well i can always find a reason to put it off weight finances i decided to enjoy the niceness of thinking about having a baby rather than to control everything. Ive found that trying has made me eat healthier because i have to be concious just incase so it has two advantages i loose weight and if i catch on im eating good foods x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • jwil
    jwil Posts: 22,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh great news on TTC happy! Fingers crossed for you.

    Well done on the payments, you've done so well :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Thanks jwill any useful pregnancy tips incase? I didn't know we needed vitimin d tablets il start taking them if I'm positive on test day I'm already taking folic acid :-) x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • jwil
    jwil Posts: 22,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm not really sure happy as we weren't ttc, it was a complete surprise! :D I'd never heard of Vit D either until the doc said about it. That and folic acid are the two big ones.

    I'd say probably best to get a pregnancy or conception multivitamin, at least then you'll know you're getting everything.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Haha what a nice surprise for you :-) fingers crossed its a nice surprise for me xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Good morning diaryland, and so the year is slowly closing to an end, ive got the joyous call of letting virgin that they no longer have my business although i need to wait till they generate a bill :) but ah how i look forward to saying bye bye. Then it will be a very frugal month for me and i will be looking forward to february :) x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture