Fresh tax year fresh diary ( i cant locate my other one) :D

ragstoricheswannabe

Hey hun, hope you feel better soon. xx

mrscmr

oh dear me.. happytobe... im sorry u r not well. have a good rest today and recover xxxxx

Happytogetdebtfree

ive slep till just now, i am trying some food my god i felt terrible... how are you today mrs cmr x

mrscmr

ah happy... i am a headache on legs! a big headache at that! think i might go for a lie down!
x

Happytogetdebtfree

ah dear I've got my oh sortingmy spread sheets out hehe so I can do my targets x

Happytogetdebtfree

Good afternoon people i am forever in my debt free notbook designing plans drawing on dreams etc etc etc although i like to jot targets down things can always change etc etc so since i have had a little payrise i intend to use teh extra 70 pound a month to go in to a little savings account then every debt cleared will also go into the savings pot.. do not look alarmed this will not affect our dfd of dec 2011.... the Targets are as follows

1. Egg credit card paid by Jan 2010 from our 1000 excess leaving 104.35 remaining from excess
2. pay barcaly card by february 2010 =96.08 excess
3. pay virgin credit card by april 2010 leaving 741.01 excess
   
4. pay halifax credit card may 2010 leaving 110.80
5. pay mint credit card july 2010 = 326.70
   
6. Halifax cc dec 2010 =307.84
7. pay virgin credit card may 2011 = 745.91 remaining
   
8. tesco loan to terminate april 2010
9. egg loan to terminate december 2010
10. June 2011 should clear the following 3 loans with savings 2 x halifax loans and one alliance loan.
11. july 2012 we should have enough in savings to clear the remaining amount of home owner loan who knows i may look at getting a cheaper loan to clear it with bigger payments or just carry on with original plan.....

then the next bet is to hoepfully accumulate savings or sell house live with parents and accumulate savings faster then we can get our dream land/house sorted ... gosh i do hope i can get this to work and stick to it fingers toes and legs and arms crossed twice over :Dx

Happytogetdebtfree

I am going to be debt free in february 2012 wooo hoooo on the wages we are on now it could be sooner if we get some good payrises but im having a dance woo woo woo woow owowoww:beer::j:rotfl::T:D:money:

mrscmr

wow happytobe .. have just been catching up with ur last couple of posts. your list is impressive.
u are F O C U S E D with a capital F.

go go go...xxx

Happytogetdebtfree

haha I think I have too much time on my hands messing with spreadsheets and changing targets god what will I do when I'm debt free x

mrscmr

smile alot!! thats what im planning to do!
xx