We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Onwards and upwards

14142434547

Comments

  • taxi73
    taxi73 Posts: 20,815 Forumite
    Are you ok Tea? ..We are missing you.
  • Hi,

    I am still here, I think that I've had a bit of a breakdown. Not serious enough to see the doctor about but enough to make a small impact on me.

    Tea
    xx
  • savingholmes
    savingholmes Posts: 29,137 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Tea - sorry to hear that - hugs to you.... Perhaps it would be worth going to the doctor for a check up anyway..... HUGS
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.5K Net savings after CCs 11/2/26 (but owed £1.4K) so £2.9K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It happens to us all Tea but at least you can admit to it which means you can do something about it too.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • Jo_R_2
    Jo_R_2 Posts: 2,660 Forumite
    Oh crikey Tea sending you lots of hugs xxx
    Dealing with my debts!
    Currently overpaying Virgin cc -
    balance Jan 2010 @ 1985.65
    Now @ 703.63
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Sorry to hear that Hun..nothing is too small to get to the drs with..hugs xxxx
  • First of all, thanks everyone for your concern it means a lot to me :A

    Time I stopped wallowing in self pity, I know what the problem was/is and I can’t do much to change it at least not for another year, so time I returned and concentrated on sorting out the finances and getting my diary back on track again.

    2010 is looming on the horizon and there will be a lot of changes next year.

    On the money side of things, this has gone horrendously horrible :mad: this past month not helped by Christmas, which apart from a few more presents needed will be sorted.

    My wonderful mum did what she did last year, she sent down £300 of vouchers for Tesco as well as four 2 hour sessions for the four of us at the soft play centre and four family session vouchers for the local climbing wall. She does spoil us, bless her :D

    We have bought the storage for the kids toys as well as buying the overlocker all of which has gone on the credit card as well as other bits and pieces. Last month and this month I am paying the minimum on it with the aim of plowing money on to it next year once Christmas is out of the way. I am unsure what the total is on there now so will update once the December statement comes through.

    The good news…DH’s eye is now officially sorted and it is up to the CAA as to whether they give him his medical back so he can fly again. He was discharged from the consultant a few weeks ago and is in the process of sorting his vision out with the opticians.

    Also DD is fully potty trained too, so no more nappies :)

    So what is happening in 2010? :confused: Well DD starts ‘big school’ in September and there is her uniform to buy for as well as my mums’ 60th party in April. Not forgetting that we are planning on going camping again to the Lakes during the summer holidays, which was a great success in October.

    I am determined to make some money sewing scatter cushions and have a lot of ideas on this and have decided that any money no matter how small will go on paying the credit card off initially that way I will feel justified in my mind that I have bought the overlocker, if you see what I mean.

    I have joined the Tesco Christmas club and instead of doing savings stamps next year I plan to top that up each month.

    So that I don’t get disillusioned again I think that each month I need a task to complete as well as a battle on the finances side of things. I also feel that I need to treat myself too and that will be in the form of buying a lottery ticket once a week.

    I will start properly next week and ease my way back into things again and over the next few days I will update my diary even if it is only a little bit.
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    MSN-Emoticon-hello-049.gif tea

    gald your feeling a little better:cool:
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • Thanks Shaun. x
  • taxi73
    taxi73 Posts: 20,815 Forumite
    You sound a bit more positive there and you have loads to be thankful for.
    What a wonderful mum you have..she is very generous.
    Nice to know that your OH is now recovering well and gl to him getting his flying licence back.
    Take things one step at a time and I'm sure you'll get where you want to be quicker than you think...
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603.1K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.