How to get back on the credit ladder

never-in-doubt

marcellep wrote: »

Wow that is some letter

Thanks again :beer:

I know

Would love to see his face when he opens it mate :eek:

Noxs

Powerful letter! Good luck mate.

No news yet from Cap1 here..

But my overdraft has gone up again (ive accepted it) to £6,750! :j

never-in-doubt

Noxs wrote: »

But my overdraft has gone up again (ive accepted it) to £6,750! :j

!!!!!!? Haha - from £100 to £7k - madness.... and what have you paid in throughout this time? haha - it shows irresponsible lending is still rife with HFX - I mean, you could do a runner right now

ElkyElky

Halifax is irresponsible. My guaranteed overdraft is sitting at £4k. I've never touched my overdraft and never will, but... £4k could get me a month or two in some hot exotic country.

Mmmm.. temptations temptations.

never-in-doubt

ElkyElky wrote: »

Halifax is irresponsible. My guaranteed overdraft is sitting at £4k. I've never touched my overdraft and never will, but... £4k could get me a month or two in some hot exotic country.

Mmmm.. temptations temptations.

take meeeeee :beer::beer:

marcellep

never-in-doubt wrote: »

I know

Would love to see his face when he opens it mate :eek:

Well time for another update!

Letter above sent yesterday and signed for today :beer:

Today I get another letter from the mod dated the 5th August 2009, I will post the contents very soon I think I have messed up when you see the response. They are taking the utter !!!! out of me

never-in-doubt

marcellep wrote: »

Well time for another update!
Letter above sent yesterday and signed for today :beer:
Today I get another letter from the mod dated the 5th August 2009, I will post the contents very soon I think I have messed up when you see the response. They are taking the utter !!!! out of me

Is this in response to the rest of the letter, that they forgot to mention? So the guy wrote once with the offer of £96 and this is part 2 of the reply? If so, ooops - maybe we got too hasty lol with last letter! Oh well, never mind...

Can you scan the letter? or you retyping it?

Messed up? Oh-Oh

marcellep

never-in-doubt wrote: »

Is this in response to the rest of the letter, that they forgot to mention? So the guy wrote once with the offer of £96 and this is part 2 of the reply? If so, ooops - maybe we got too hasty lol with last letter! Oh well, never mind...

Can you scan the letter? or you retyping it?

Messed up? Oh-Oh

I will retype it just now! My scanner does not work

never-in-doubt

marcellep wrote: »

I will retype it just now! My scanner does not work

Ok mate - is is really bad? haha - will my other letter (sent yesterday) cover what they say? Does it look like court then mate?

marcellep

Give me 10 mins and I will post it