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Burlesque Babe's Re-building life but back in debt diary

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Comments

  • (Land_of)_Maz
    (Land_of)_Maz Posts: 11,738 Forumite
    Part of the Furniture
    i think it's brill that you are being so proactive y'know!

    you're amazing lady!

    and you're your own harshest critic, but really you're doing a sterling job....!!
    I'm just a seething mass of contradictions....
    (it's part of my charm!)
  • sammy115
    sammy115 Posts: 15,267 Forumite
    Well, fortunately the mortgage came out today a day late and it wasn't a problem with it coming out over Easter and other stuff meaning there were insufficient funds (phew!)

    I had it confirmed that my main teaching course this term won't run due to low numbers (I already knew this to be honest) which is a bit :eek: as it will mean even less in my main income. Luckily, the list of exams/availability was emailed to invigilators and I went on the 'books' last term. I've said 'yes' to every available slot possible. There are about 6 people in total, so I should hopefully get a fair few exams to do. I won't earn as much as I would in the teaching as the rate is half but it's better than nothing.

    OH is going to be out tonight watching the football somewhere so I really need to beat myself around the head with a wet kipper and do some AQA whilst he is out, no excuses.

    I'm also wondering when my National Insurance refund will arrive and whether it will be a cheque or electronic transfer. I paid Class 2 each month for 12 months even though I ended up earning under the small earnings limit on AQA so I've asked for a refund. That was about 3 weeks ago so I guess I'll get it soon? :confused: It's around £100 which will be very gratefully received!

    BB you must ring them up and ask them, they are notoriously slow and only seem to speed up when you query things with them...
    Quality is doing something right when no one is looking - Henry Ford
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    sorry wrong dairy trying to move/delete it now
    shaun
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • beanielou
    beanielou Posts: 95,166 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Dont worry shaun.
    You been on the daily chat yet?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,166 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    BB~Your tax credits might go up??
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    shaun40400 wrote: »
    just been to see the knee specialist,,
    good news i can have a false knee when ever i like due to the damage ive sustained !!
    bad news
    • only 1opertion available, 2nd time is very dodgy..and they prefer over 55yrs(knew this)
    • you cant kneel
    • you limp
    • you can get blood clots
    • it can go septic,and give you blood poisoning
    • you can still have pain
    • it may not work
    • and quality of life may not actually improve
    i went thinking that their would be some good news,,don't know why?? but did not expect to come home so depressed,,,,,,,,,,,,,,,,,,,,,,,,,,,

    Sorry for the hijack - but ouchie :eek::eek::eek:

    TKR or resurfacing??
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    cant find it
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    I don't know about NI BB but when I have had a VAT refund it has been directly into the business bank account. Funny really because I have never given them the bank details, just sent a cheque for the VAT owed so they must have it from there.
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    that's ok shaun - I'm more than happy to hear about your medical situation :) It doesn't sound nice :(


    I've just found a £4 postal order in the bread bin (as you do). It is dated 6 November 2008 so just about in date still! I think i'll cash it tomorrow. However, I have absolutely no idea where it came from :confused:

    Sammy...........hmmmm..........think I might well give them a tinkle........

    Beanie - don't think it will affect my WTC. I'm waiting for this years assessment letter but my income is about the same as last year and all my Class 4 is up to date through my salary. When I put in my tax return next month, I'll phone them with the exact amount sothey can adjust the figures but I don't think it will make a huge difference - famous last words :rolleyes:
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • beanielou
    beanielou Posts: 95,166 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    BB~Can you do a linky to DC for shaun?
    Ta muchly :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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