We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Burlesque Babe's Re-building life but back in debt diary
Options
Comments
-
it does take time Sammy, I guess it just shows that life has little surprises around each corner and just when you think you've dealt with something, it can come back again. However, at least I'm more than armed to fight it this time as I know all of the MSE tricks already
"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
BB I'm not a million miles away from you, if ever you fancy a walk along the beach or some other dfw activity let me know
I know what you mean about aqa, its sooo dull and hard to omotivate yourself to get going with it :rolleyes: Can I ask about the situation with your partner, I know you say he has his own place / bills etc, but if he's staying at yours 7 nights a week would it not be possible to rent his out, even if only for a while?
Also I'm with Scottishpower, and I was paying £41 a month and mine shot up to £71 a month in feb. I submitted a new reading this week and its gone back down to £59 a month and I expect it to go down again next time. You can submit readings whenever you like online and they tell you instantly what you owe / if your dd's will be changing etc. I have been with them nearly 2 years now and they still work out the best for me.
Good luck with the journey and well done for recognising the situation before your savings have all gone;)Mortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10790 -
he'd never rent his place out benben - and to behonest it still needs loads doing to it.
I'm going to look at the figures when the money from my shares and the bit from the closed account comes to me and I'm hoping that I can pay it all off, or all of it apart from the DD due out on 1 May. I will then put in new readings and see what it says. When I phoned, the lovely lady at CS said I could pay £60 something if I could pay off this bill, which would be better.
Thankyou for the offer, I bet you've had a lovely few days just down the road from me."Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
BB~Just wanted to pop over & say hi BB & if anyone can do it then you can.
It is hard with only one main income & I think you are right to try to not let your savings reduce more if you can help it.
Use the interest from your ISA though.
Anyway take careI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
1 income is a really difficult situation to live with. Just a few hundred more would make life so much easier.
"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
I have a bit of a bee in my bonnet on this one income thing as in the main we still have the same expenses as if there were two of us.
We will get there in the end though I often think I wont ever be debt free but at least if I can hopefully reduce it.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi Burlesque Babe,
Congratulations on clearing your debt the first time around, I have no doubt you will do it again. Been there too and have just started my own diary to help myself once and for all. Will subscribe and see how you are doing x0 -
BB - so sorry that you have been worrying about this - just want to send you some positive vibes and virtual hugs. XXNothing is so fatiguing as the eternal hanging on of an uncompleted task. William James0
-
good luck....stay positive...you sound like u know the ropes.....could i sugest buying wagon wheels from asda or where ever and taking them in....what is it u do at aqa ?.....could i suggest supply teaching ????
tessonwards and upwards0 -
BB, seriously How did you do it before? was it just cos you were earning more from your main job?
Sorry to bug you I just don't seem to be getting as far as I thought. and I am still so rubbish with remembering to pay stuff. grrrrrrrrr.
see you later hon bun xxxxxxNevertheless she persisted.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards