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The Debt Free Birthday Club Challenge!
Comments
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well done so far!
I'm sure next month you'll make it under that £20k barrier!
And it's ok to have a hollibob! All debt repayment and no holidays makes andy a stressed out boy.0 -
Yes, defenitely think there needs to be a life/debt busting balance. I think I could throw about £80 more to debts a month, but that would mean no life at all...:( Don't think I could hack that.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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Yes, defenitely think there needs to be a life/debt busting balance. I think I could throw about £80 more to debts a month, but that would mean no life at all...:( Don't think I could hack that.0
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Unfortunately my budget is really tight and basically every penny has a destination. I still have some slack, but not after I start paying more towards my loan in September.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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Exciting to see the thread on the newsletter!
Hi to old timers and welcome to newbies!
LA- well done. You're doing well and if you're saving for the holiday. If its planned for I count it as MSE!
As predicted my ticker has gone slightly backwards due to the costs of getting ready to market house. I'm hoping to turn that round in the next couple of days by raking some money back!
Back to PADing and the NSD challenge this month. Need to whittle down grocery bill as well so might join that challenge!2019 fashion on a ration 0/66 coupons0 -
LondonAndy wrote: »Debt now : £20,625
Achieved since LBM £28,605 1/1/9 - 27.9% paid off :j
Achieved since DFB sign-up £23,650 1/5/9 - 12.8% paid off :j
:T
Well done Andy!! That kind of clearance deserves a nice shiny ticker you know
You have cleared an amazing amount since January, so well done!!And it's ok to have a hollibob! All debt repayment and no holidays makes andy a stressed out boy.
With no funtimes we would get discouraged and fall back into bad habits, so Laura is bang on the money here!Yes, defenitely think there needs to be a life/debt busting balance. I think I could throw about £80 more to debts a month, but that would mean no life at all...:( Don't think I could hack that.
Nah, don't do that! I think it all depends on your priorities as well - if we paid every spare penny to debts think of the extra guilt for the occasional coffee or treat. I know that people have to decide what is important, but I am now down to one (canteen subsidised) Starbucks or so every week, and wouldn't want to give it up. Yes, it's £5-8 per month that I could save, but I need to feel as though I'm not in constant battles with my debts.
Well done to everyone for all your hard work, we're all doing really well :j0 -
Hello Debt free by birhday wannabes!! :j
Booo, I started this too late and partly due to losing my job 2 weeks ago I have even increased debt slightly in the last few weeks. Rubbish!!
I have 5 days including today to find more than £2,000 - any ideas!!! Legal ones only! lol :rotfl::rotfl:
I was so close at one point.... hope you all doing well. Keep on track!
xStarting debts £29,500Now £225.54 loan, £708.30 CC Total £933.84Interest free loan from In laws £1,000£6 in Boots points, £2.90 Co-op divi, £0 Paypal, £250 No Access savingsNew DFW date - asap!! :j0 -
Hello Debt free by birhday wannabes!! :j
Booo, I started this too late and partly due to losing my job 2 weeks ago I have even increased debt slightly in the last few weeks. Rubbish!!
I have 5 days including today to find more than £2,000 - any ideas!!! Legal ones only! lol :rotfl::rotfl:
I was so close at one point.... hope you all doing well. Keep on track!
xThat loose change can add up...
Only joking- that is a bit of a pickle.
I don't have any good ideas I'm afraid. Maybe someone more intelligent than me will be along shortly with better advice
Good Luck
*hugs*0 -
Hello Debt free by birhday wannabes!! :j
Booo, I started this too late and partly due to losing my job 2 weeks ago I have even increased debt slightly in the last few weeks. Rubbish!!
I have 5 days including today to find more than £2,000 - any ideas!!! Legal ones only! lol :rotfl::rotfl:
I was so close at one point.... hope you all doing well. Keep on track!
x
Debt-Free By 31 has a nice ring to it
Sometimes we try really hard and life gets in the way. Don't let it get you down. Enjoy a lovely birthday and aim for a different DFD.
Sorry to hear about your job.
*hugs*0 -
Also, a big welcome to roxiepie who PM'd me last night to be added to our little challenge.
I'm just off to add her details to the front page.
Welcome0
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