The Debt Free Birthday Club Challenge!

*Jellie*

Glad I'm not the only one!
My debt free date is also about 4 months after my birthday at the moment so I'm also going to have to work very hard at getting to the target!! I was doing really well and had knocked a couple of months off but have lost momentum recently and had a couple of blips.
Hopefully with all the support on here and the challenges I'll get back on track. Can't wait until payday so I can get PADing again!!
Keep going Sarah and Freisian- we can do it!!!!

tirlittan

Hi all.
Not posted a lot on this thread yet.
At the moment by DFD is June 2012 and I want to be DF November 2011. Once I start paying £400 a month in September my snowball should come forward to Jan 2012 so then I 'only' have 3 more months to shave off.

tirlittan

My ticker, finally! See if that works... Edit: yay, it did!








Have paid much more than that figure, but the interest on student loan is holding me back atm. Only 11.5% paid...how gutting.

*Jellie*

tirlittan wrote: »

Have paid much more than that figure, but the interest on student loan is holding me back atm. Only 11.5% paid...how gutting.

That's a shame.

mooomin

tirlittan wrote: »

My ticker, finally! See if that works... Edit: yay, it did!








Have paid much more than that figure, but the interest on student loan is holding me back atm. Only 11.5% paid...how gutting.

More than 10% of the way there, why the sad face? Happy faces all round

We can't expect this debt-free thing to move quickly, the hard part once you have your initial LBM is the months of slog afterwards. Keep positive!

*Jellie*

Had a look through my spreadsheets yesterday- it looks as though my ticker will move the wrong way this month :eek:
I'm not sure I can face actually putting it up :rolleyes:

I don't know if I've made the right move but I've transferred my OD to a 0% CC so I'll pay out less interest. Since the 0% interest runs out in May next year and my DFB date is April I figured it will give me added incentive to get everything cleared.

I must remember to ring bank after the transfer has happened and decrease my OD limit- don't want to get tempted!! Just keep enough for an emergency!!

mooomin

Woo!

• Debt Free Wannabe chat of the week: The Debt Free by Birthday Challenge

We're named in the MSE email

/geek

fedupandskint

Cool FF!!!

I will face up to how long it will take me to pay my debts off one day.

I really admire all of you and I wish I had a bit more money to make a dent in the debts, it's all about keeping my head above water for now.

Purpleroses

woo congrats on being in the newsletter!

Lurker1972

flying_fresian wrote: »

Woo!

• Debt Free Wannabe chat of the week: The Debt Free by Birthday Challenge

We're named in the MSE email

/geek

that makes you even more of an inspiration!