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The Debt Free Birthday Club Challenge!

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Comments

  • Vicster5
    Vicster5 Posts: 83 Forumite
    Awww thanks!!

    There was 20p down there!! If I could add a few naughts it would have been enough!! lol :rotfl:

    x
    laura2481 wrote: »
    have you checked down the back of the sofa? :confused: That loose change can add up... :D

    Only joking- that is a bit of a pickle.

    I don't have any good ideas I'm afraid. Maybe someone more intelligent than me will be along shortly with better advice

    Good Luck

    *hugs*
    Starting debts £29,500
    Now £225.54 loan, £708.30 CC Total £933.84
    Interest free loan from In laws £1,000
    £6 in Boots points, £2.90 Co-op divi, £0 Paypal, £250 No Access savings
    New DFW date - asap!! :j
  • Vicster5
    Vicster5 Posts: 83 Forumite
    Sorry for double posting!

    But wanted to say that you are quite right, if I get a job then it could be debt free by Christmas!! :D Thanks for the hugs and support!

    I am much happier than I've ever been despite the debt, so that has to be owrth something!!!!:j
    Debt-Free By 31 has a nice ring to it :D

    Sometimes we try really hard and life gets in the way. Don't let it get you down. Enjoy a lovely birthday and aim for a different DFD.

    Sorry to hear about your job.

    *hugs*
    Starting debts £29,500
    Now £225.54 loan, £708.30 CC Total £933.84
    Interest free loan from In laws £1,000
    £6 in Boots points, £2.90 Co-op divi, £0 Paypal, £250 No Access savings
    New DFW date - asap!! :j
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    I'm still really struggling. Made a great start but now I'm slipping back. Unfortunately getting the house ready to sell means there are more expenses and I then feel justified in spending.

    I've realised that although I've made some moves in the right direction I haven't tackled underlying issues and emotions so that when times get tough it's too easy to fall back.

    I'm thinking of starting a diary on here- it might help me to discuss issues around my spending and help me to read back. Even if it just ends up being a personal journal it might help me to get things out and aired!
    2019 fashion on a ration 0/66 coupons
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    *Jellie* wrote: »
    I'm still really struggling. Made a great start but now I'm slipping back. Unfortunately getting the house ready to sell means there are more expenses and I then feel justified in spending.

    I've realised that although I've made some moves in the right direction I haven't tackled underlying issues and emotions so that when times get tough it's too easy to fall back.

    I'm thinking of starting a diary on here- it might help me to discuss issues around my spending and help me to read back. Even if it just ends up being a personal journal it might help me to get things out and aired!
    Diaries on here are really motivating - mine is over 30 pages now :o :rotfl:
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hi please could you amend my debt level by £4K extra as I had to buy a car - both of ours died at the same time... Interest free tho from MIL only have to pay back when we can. I would like to change our DF target by a year sadly as I am still out of work.... Hopefully will get back on track once back in work.

    19626 minus debt paid £978 in total = £18648
    Amended, sorry been meaning to do that but forgot :o
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Diaries on here are really motivating - mine is over 30 pages now :o :rotfl:

    I'll have to take a look at a few more. I'm notoriously bad at keeping diaries but it sounds like it could be worth it if it helps my motivation. Any other DFBs have diaries?

    Maybe we could have the links posted on this thread F_F?
    2019 fashion on a ration 0/66 coupons
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Flying_Fresian and everyone,
    Can I join in please? I know i'm a bit late! I would like to pay my debt off by the time im 40 on 3rd April 2012. Current debt is £5279.

    Thanks :-) :D
  • Well, the figure is coming down slowly
    Now at £6,653.26!

    Got 4 MS jobs to do today - think i will be sick of a certain brand of sandwich by the end of the day, then again my pack of ravenous teens will think i am god for providing such treats :j

    Youngest daughter came back from a do-it-4-real camp today, full of how she wants to go agin next year - better start saving the tesco clubcard points again (and asking for contributions from her nan & grandad :o)

    oh, and she also wants to do a volunteer holiday next year. Cost £2000+ - for 2 weeks! Cleaning the reefs in tiawan or something. carboot sales here i come! :rotfl:

    Hope everyones having a good month

    Candi
    2012 challenge 949.55/10,000 :o

    13/12/11 - 314.20/18,964.99 :mad:

    Vanquis 0/£2148.55 Barclaycard 0/7127.94 Virgin 100/4998.33 AW 100/1672.74 CYM 106.25/2400 CSA 0/560 BM (mortgage) 300/77,423
  • Punkygoth
    Punkygoth Posts: 117 Forumite
    Oh dear! Was feeling quite pleased with myself, pride comes before a fall!

    Having had the flu...followed by a vomiting thing....lovely! I have not been anywhere much for 3 weeks and had managed to accumulate about an extra £200, which I was going to put towards my debt.....however...helping my partner swap his van and our car around on the drive...i drove the car into the side of the house!!!!:o

    Moral of the story..don't attempt to drive the day after constant vomiting!!!
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Oh dear- poor Punky!

    Hope you feel better soon.

    How long have you been ill with the vomiting thing? I've been nauseous and vomiting on and off for a week and a half and the Dr is not sure why. Maybe it's a bug if there is something going around?

    Candi- well done

    Hi to all newbies and lurkers!
    2019 fashion on a ration 0/66 coupons
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