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Handbags & Gladrags – Confessions of a Recovering Spendaholic

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Comments

  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Evening all,

    Thanks for the encouragement Urg & Sun Addict!

    Done really well today, have only spent 55p today, the least ever, apart from spending nothing! Took lunch today but had a wee scone for breakfast, moving office in 3 weeks so no more scones :eek:.

    Have managed so sort dinner for the rest of the week and have just made a big batch of tomato soup - had an accident whilst pureeing it, you can imagine, just as well the kitchen is needing a good clean anyway. Well gonna watch CSI at nine with a cuppa, will do a bit at the adverts. Got a washing on too, so it's all go.

    Hope everyone had a good one x
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Afternoon all,

    OH is coming down tonight so not much time to update as gonna have to rush home and do a quick tidy! Dinner is all prepared, well have defrosted the chicken, having chicken stir-fry. I love this meal planning, as usually I end of buying yet more food in order to get a dinner each night, or I end up with beans on toast!

    Bank balance still looking quite healthy although DD's not came off yet cos got paid early, but the money in reverse is brilliant. Feel like I'm using more petrol this month but think cos the prices have went up again. So will probably have to raid another jar once petrol money runs out, which I expect it will.

    Had sarnies and a yoghurt for lunch but still hungry, but have no money so guess it's water for me to fill me up.

    Hope everyone having a good day x
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Swinstie - sounds like you are getting super organised! Well done!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Raini
    Raini Posts: 471 Forumite
    100 Posts
    Hello Swinstie :hello:
    Your diary is very motivational all by it's self! Aren't you all organised! Just wanted to say hi & I'll be popping in to see how you're getting on :D
    Mortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000
    DFW Nerd 1190
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite

    debt.png

    Found it!!

    Looks worse than I thought, but I guess I am at least over a quarter way there! These clothes, boots and shoes are the only ones I will be thinking about :D

    P.S. You can tell OH is down but is watching the footy, men, eh!
  • crapwithcash82
    crapwithcash82 Posts: 1,044 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Yay!! Glad you found it and managed to create one yourself!! It looks good! I am at around 27.something % too so we're about the same!! I was looking at it the same way, its over a quarter the way there so its all good!

    Have a nice day! CwC x
  • helnag
    helnag Posts: 439 Forumite
    Ooooh, I want a ticker!!!! How do I do that?? xx
    PAD total since 27/07/09 = £60.83 - [strike]Capital One[/strike]:[strike] £192.73[/strike]£27.00 Next catalogue: [strike]£429.00[/strike] £154.00
    Welcome car HP: [strike]£6090[/strike], £3900, Welcome Loan:[strike]£3370[/strike], £2660HLC #1: [strike]£907.00[/strike]£637.00, HLC #2:[strike] £838.00[/strike]£608.00
    Sealed Pot Challenge 2009 - Member #649 - Target £500...banked £119.50 already.
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Swinstie - well done on reducing your debt so much!

    Helnag - you get it from tickerfactory.com
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Thanks SH, was just about to say that (actually had to check where I got it)! Helnag just chose the design you want and put in your starting debt then how much you have paid and it works out the percent paid! Hoping it comes down to 50% by the end of the year, fingers crossed!

    Well ended up missing the gym tonight, got loads to do (sis's 40th tomorrow night) and up until half an hour ago had nothing to wear! Managed to squeeze into my black & gold corset top I've had for years and looks quite nice with black trousers and gold sandals and a wee shrug, not to OTT. Just need to remember and not breathe too much, ha!

    Trying to decide whether to watch the rest of BGT or go for a bath and an early night, had a bit of toothache earlier and just feel like sleeping. Logging off here soon or won't get anything done, have a nice night everyone x
  • Really like the ticker - very motivational.

    Also, am impressed with the bring your own booze idea, why not is what I say! Robbing sons of wotsits. Hotels rob you blind so they do.

    Outfit sounds really really nice, very classic and corsets always give you a great shape as they sit really nicely, so I think you are on to a winner with that. An outit Aunty Gok would approve of for sure!

    Hope your toothypeg is not still hurting.
    ** Proud to be dealing with my debts **
    LBM - Jan 2009 _pale_ : £24,802.21 :eek:
    February 2010 :silenced: : £18,078.47 (not including OD)
    July 2010 :( = £16,819.34 (not including OD)
    January 2012 :mad: = £14,338.75 (not including OD)
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