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Bank Charges Financial Hardship Success Stories

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  • Hi I am considering claiming for unfair charges with Lloydstsb, am in financial hardship, robbing Peter to pay Paul, have opened an account with another bank incase they close my account. Has anyone had any recent sucess with Lloydstsb for financial hardship.
  • esmerellda
    esmerellda Posts: 2,237 Forumite
    Lloyds won't pay out unless you are in severe poop (ie pending reposession/eviction etc)
    LegalBeagles
  • LLOYDS

    Hello all can someone tell me wot next step to take lloyds have excepted my claim for the hardship but still say its on hold after numbers of calls to andover
    why do llydstsb think there above the law it wos ok wen the public had to bail them out can any 1 help
    cheers Paul
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    LLOYDS

    Hello all can someone tell me wot next step to take lloyds have excepted my claim for the hardship but still say its on hold after numbers of calls to andover
    why do llydstsb think there above the law it wos ok wen the public had to bail them out can any 1 help
    cheers Paul
    Have they sent you a letter to explain their decision to you?
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Have they sent you a letter to explain their decision to you?
    yes they sent me letter stating that all there hardship claims are still on hold but were do i go from here cheers Paul
  • corntav
    corntav Posts: 20 Forumite
    LLOYDS

    Hello all can someone tell me wot next step to take lloyds have excepted my claim for the hardship but still say its on hold after numbers of calls to andover
    why do llydstsb think there above the law it wos ok wen the public had to bail them out can any 1 help
    cheers Paul


    I have also just had a letter back from lloyds this morning saying that all cases are on hold and they wont be paying out under hardship, so I have now phoned the FOS how are going to send me out a complaint form and then they will take up my case. Lloyds seem to be a LAW unto themselves
  • :mad:Hi, am looking into reclaiming charges from Lloyds Bank, can someone please clarify what actual charges can be claimed for. Is it the extremely high charges we incur for the pleasure of having an overdraft or is it the charges that apply should you exceed the agreed overdraft limit.

    Lloyds today have written to us and said they will not be renewing our overdraft, have been with them 27 years and they now decided we cant have it!!!! we are to have to arrange a payment plan!!

    Can someone please clarify many thanks. Not sure if I have posted this right or not
  • just sent letter 2 to barclays for financial hardship claim for £2681 any ideas how long it takes for reply seeing as its barclays???
  • I don't see anyone who had claimed against HSBC on hardship grounds and been successful. Does any body know if HSBC have paid out on these grounds?
  • norwichkaren
    norwichkaren Posts: 50 Forumite
    just sent letter 2 to barclays for financial hardship claim for £2681 any ideas how long it takes for reply seeing as its barclays???

    It took me 3 months with Barclays but I got £980 back after claming £1400?

    Good luck!
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