It's finally hit me.....

wigginsmum

MLB - did you get my private message?

bizzy_lizzie

Lucifer wrote:

Well done. U have done something that I haven't done - told your hubby. I too posted for the first time today, but I am not nearly so brave. U should be proud of yourself.

Maybe its time you thought about it too ? Its much easier when its both of you

Good luck either way

Bizzy Lizzie

little_miss_broke_2

Lucifer - i was absolutely terrified, but i knew i had to tell him. Do it and soon, you'll be so relieved you did, honestly. Big hugs to you, because i know how hard it is.

bizzylizzy, unfortunately is IS £20k {gulp}, but it doesn't feel quite so terrifiying any more, now that i've shared it with H. I couldn't cancel my contract with orange, huge penalty if i did, but i've changed my tarriff so hopefully that will help.

Lookingahead - lol, yes, it was a bit soap opera-ish wasn't it?!! Thank you for your support xxx

Wigginsmum - no, i didn't. Where would that be? (sorry, new here!) would it be an email?

xxxxxx

MrsTinks

I think you should be proud of what you have acchieved to be honest You've come clean with your OH, You've cut up the offending cards, you're getting rid of pointless insurance that you don't use, you're coming to terms with the situation as it is and I think that is the first huge step to getting this sorted out

Point to note: check your insurance policy for your household contents insurance. It MIGHT cover you mobile phones but you'd need to check it

sashacat

ring orange...I rang to change my tarriff and told them if they didn't offer me a better deal I would cancel.
My deal is....£25 per month, latest phone, 400 included minutes cross network per month, 120 included texts, included insurance, and £90 credit added to my account.
I got this deal after reading Martin's article and haggling. The only thing is that if I don't use the minutes up each month they are not carried over and it doesn't include 0845 numbers...but I think it's a good deal...so haggle...get put through to disconnections

I think you are so brave to post here, don't worry now, there are experts on this site who will help you, willingly, for free and without being judgemental, good luck....go ring orange

little_miss_broke_2

wigginsmum wrote:

MLB - did you get my private message?

I have found it now and replied.

Many thanks xxx

jobbingmusician

LMB, to find your private message, go up to the top of the page, and it will say Welcome, lmb. Then it tells you the last time you visited, then it tells you about your PMs. Click on the blue bit to find them.

I was thinking of PMing you too, to ask if you live in London. I was originally going to invite you and OH to supper with me and OH, then I thought that was too weird, but if you do live in London you MUST come to the London meet!! (Which I've slightly lost track of, btw ) But Ms London is supposed to be coming, and she cleared off all her debts - about the same size as yours, from memory.

little_miss_broke_2

sashacat wrote:

ring orange...I rang to change my tarriff and told them if they didn't offer me a better deal I would cancel.
My deal is....£25 per month, latest phone, 400 included minutes cross network per month, 120 included texts, included insurance, and £90 credit added to my account.
I got this deal after reading Martin's article and haggling. The only thing is that if I don't use the minutes up each month they are not carried over and it doesn't include 0845 numbers...but I think it's a good deal...so haggle...get put through to disconnections

I think you are so brave to post here, don't worry now, there are experts on this site who will help you, willingly, for free and without being judgemental, good luck....go ring orange

Hi sashacat

I did call them, earlier this afternoon. Because i recently upgraded my phone (december), that then ties me into a new 12 month contract {grrrr} and if i wanted to cancel i'd have to pay 9 months line rental charges <eeek>, so that wasn't an option. I have changed my tarriff though, hopefully that will help me out a little!

little_miss_broke_2

jobbingmusician wrote:

LMB, to find your private message, go up to the top of the page, and it will say Welcome, lmb. Then it tells you the last time you visited, then it tells you about your PMs. Click on the blue bit to find them.

I was thinking of PMing you too, to ask if you live in London. I was originally going to invite you and OH to supper with me and OH, then I thought that was too weird, but if you do live in London you MUST come to the London meet!! (Which I've slightly lost track of, btw ) But Ms London is supposed to be coming, and she cleared off all her debts - about the same size as yours, from memory.

Hiya,

I found it!!

Unfortunately i'm not in london, i'm in the midlands. Bit of a way to travel lol!!

scholt

Im really impressed - well done you! (have just read all the posts!)