Update: SAR posted

Gordie1975

I have looked through threads here, but theres just so much i dont now where to start, i wonder if some kind soul could help me.


In 2000 i got a LLoyds current account, in 2002 i got a vantage credit card from them with £2000 on it (i think i had some sore of insurance on it) , in 2003 i got a loan off lloyds and paid the card off (the lan had protection insurance), then in 2006 i got a consoladation loan (£7000 including all interest and insurance) and paid off the second one off (also with insurance, then i got another in 2007 an additional loan of £4000 also with insurance.

So currently i have 2 loans on the go with insurance, but ive also had one other loan and credit card all whith insurance.

The whole of this time i have been on a seasonal contract, and since discovered i probably wouldnt be covered, as of january i have been permanent, so in theory im covered now!!!

Now thing is, i dont have any agreements of statements for any loans or credit cards i have ever had, and also im not sure what i signed, i vaguly remember the guy saying the loan would go through if i got insurance, and i also remember his saying he would put me down as in permanent employment to make it easier, this could be on record, so may screw up my chances.

ANYWAY:o

What should i do first?
I was goind to send one of them data protection request things off with £10 for my records and to see exactly what i signed, is that right?

and is there a template for the letter?
and
for the claim form if i have a claim?

Do you guys rexcken i have a chance?

Thanks you, great site by the way.:D

maxdp

Gordie1975 wrote: »

I have looked through threads here, but theres just so much i dont now where to start, i wonder if some kind soul could help me.


In 2000 i got a LLoyds current account, in 2002 i got a vantage credit card from them with £2000 on it (i think i had some sore of insurance on it) , in 2003 i got a loan off lloyds and paid the card off (the lan had protection insurance), then in 2006 i got a consoladation loan (£7000 including all interest and insurance) and paid off the second one off (also with insurance, then i got another in 2007 an additional loan of £4000 also with insurance.

So currently i have 2 loans on the go with insurance, but ive also had one other loan and credit card all whith insurance.

The whole of this time i have been on a seasonal contract, and since discovered i probably wouldnt be covered, as of january i have been permanent, so in theory im covered now!!!

Now thing is, i dont have any agreements of statements for any loans or credit cards i have ever had, and also im not sure what i signed, i vaguly remember the guy saying the loan would go through if i got insurance, and i also remember his saying he would put me down as in permanent employment to make it easier, this could be on record, so may screw up my chances.

ANYWAY:o

What should i do first?
I was goind to send one of them data protection request things off with £10 for my records and to see exactly what i signed, is that right?

and is there a template for the letter?
and
for the claim form if i have a claim?

Do you guys rexcken i have a chance?

Thanks you, great site by the way.:D

Hi Gordie

I am sure you have a very good chance.

If you look on the front page of this thread you will see a SAR on the sticky posted by Dreamer 33. Use that and adapt to your needs.. Send 10.00 all by recorded deliver in case they claim they have not received it.

When you get all that lot back (make sure you give them all the account No's if you know them). Then post on here and we will let you know the next step.

Good luck to you.:D

Gordie1975

Thanks for the response.;)

So, if i send off the SAR letter with my current, current account number on it, will they send me all my banking history and loan,credit card agreements automatically, or do i need to add something else to get the loan aggreements?:o

maxdp

Gordie1975 wrote: »

Thanks for the response.;)

So, if i send off the SAR letter with my current, current account number on it, will they send me all my banking history and loan,credit card agreements automatically, or do i need to add something else to get the loan aggreements?:o

Hi just have a look through the SAR and you will see what is asked for. It should all be included. Good Luck

Gordie1975

Thanks again.

Look sorry to be a pain, but what address do i send the SAR within Lloyds?

Thanks for the help.:beer:

di3004

Gordie1975 wrote: »

Thanks again.

Look sorry to be a pain, but what address do i send the SAR within Lloyds?

Thanks for the help.:beer:

Hi hun

Here are some addresses which may help, in regards of the SAR request it should be the copy statement unit,:D Hope this helps and good luck, post anytime for further help.;)

Lloyds TSB Registered Address:
Lloyds TSB plc
25 Gresham Street
London
EC2V 7HN

Copy Statement Unit
Lloyds TSB plc
Swallow House
10 Swallow Street
Birmingham
B1 2AL

Customer Care
Lloyds TSB plc
125 Colmore Row
Birmingham
B3 3SF

Lloyds PPI
Customer Care
Lloyds TSB Insurance
Tredegar Park
Newport
South Wales
NP10 8SB
Tel 0845 3005599
Fax 01633 468835

Lloyds Tsb Credit Card
Account Services
Sussex House,
1-9 Gloucester Place
Brighton
BN1 4BE

maxdp

di3004 wrote: »

Hi hun

Here are some addresses which may help, in regards of the SAR request it should be the copy statement unit,:D Hope this helps and good luck, post anytime for further help.;)

Lloyds TSB Registered Address:
Lloyds TSB plc
25 Gresham Street
London
EC2V 7HN

Copy Statement Unit
Lloyds TSB plc
Swallow House
10 Swallow Street
Birmingham
B1 2AL

Customer Care
Lloyds TSB plc
125 Colmore Row
Birmingham
B3 3SF

Lloyds PPI
Customer Care
Lloyds TSB Insurance
Tredegar Park
Newport
South Wales
NP10 8SB
Tel 0845 3005599
Fax 01633 468835

Lloyds Tsb Credit Card
Account Services
Sussex House,
1-9 Gloucester Place
Brighton
BN1 4BE

Thanks Di you are much better at those than me. Was a bit tied up:eek:

Gordie1975

Than you both, will fill out and send off tomorrow.

Gordie1975

I sent the SAR away recorded delivery this morning, they should get it tomorrow AM garanteed..

So now i just have to wait a month for the postman to arrive with a skip full of paperwork.;)

Should i post updates in this thread, or should i post updates somewhere else, just to keep you all updated.?:D

Thanks again guys.

maxdp

Gordie1975 wrote: »

I sent the SAR away recorded delivery this morning, they should get it tomorrow AM garanteed..

So now i just have to wait a month for the postman to arrive with a skip full of paperwork.;)

Should i post updates in this thread, or should i post updates somewhere else, just to keep you all updated.?:D

Thanks again guys.

Good for you Gordie

You can update here if you can find it. It will slip down the line if it is not used or go on the general discussion to ask questions or the success thread when they pay yoou everything back. Fingers crossed. Do let us know how you get on.:D

di3004

Gordie1975 wrote: »

I sent the SAR away recorded delivery this morning, they should get it tomorrow AM garanteed..

So now i just have to wait a month for the postman to arrive with a skip full of paperwork.;)

Should i post updates in this thread, or should i post updates somewhere else, just to keep you all updated.?:D

Thanks again guys.

Brilliant work hun, good one.:T Yes please keep us posted and for any help if required.;) Good luck XX

(Max, is this site running slow? or is it this silly lappy of mine) ?