Vanquis Increases / Statements

never-in-doubt

robbo990 wrote: »

I got Gold last January - my limit was - and still is £1500

My limit is still a shatty £500 after 8 months!

selecta_c

doelani wrote: »

how do you get gold?
will I get gold? do I want gold ?
will getting gold make me stay with vanquis?


lol

Spend and repay on time.
Yes and yes.
Maybe for a while until something better turns your head.

doelani

selecta_c wrote: »

Maybe for a while until something better turns your head.

no nothing will make me stay lol served it's purpose and now it will die lol

selecta_c

doelani wrote: »

no nothing will make me stay lol served it's purpose and now it will die lol

My thoughts exactly.

mnomis

Been with Vanquis for 10 months now, all payments on time.

Still £250 limit.

Been running a balance of circa £220, but now down below £200 and plan to have it cleared in a couple of months.

Spoke to them when I rang and made last payment, she advised that "limits are reviewed automatically" but she would "note that I had requested an increase".

Lo and behold a mailshot arrives on Saturday from "Real Personal Finance" offering their services..... another arm of the same animal which is Provident!

So I guess it's going to be a "no" from the nice people at Vanquis.

Innocent_Guy

mnomis wrote: »

Been with Vanquis for 10 months now, all payments on time.

Still £250 limit.

Been running a balance of circa £220, but now down below £200 and plan to have it cleared in a couple of months.

Spoke to them when I rang and made last payment, she advised that "limits are reviewed automatically" but she would "note that I had requested an increase".

Lo and behold a mailshot arrives on Saturday from "Real Personal Finance" offering their services..... another arm of the same animal which is Provident!

So I guess it's going to be a "no" from the nice people at Vanquis.

Interesting, it seems that most get the increase however the odd ones do not..... Ohh I would love to work in underwriting/credit risk... I might have a nose nd see what it pays

sscott5581

Another update on my Vanquis account, been a while at £1250 now! May get gold soon . . .

ElkyElky

Getting the gold card from Vanquis may sound great and fantasic.. but it's not.

There is absolutely no difference what so ever between the gold and standard card (except the colour.. but you can paint your standard card gold if your desperate to have that specific colour in your purse/wallet). I just found it an inconvenience being "upgraded" to gold because of having to wait for the pin etc.

My gold card hasn't brought me any joy.. and no one seems interested when I try to show off, waving it around in Tesco. You'd assume being upgraded to gold would bring you a host of benefits but not with Vanquis.

sscott5581

Yeah I agree it is not all good news as the rates doesn't change.

Going to cancel the card when they eventually upgrade anyway, just playing it out to see when they upgrade, may help other users on this board.

ElkyElky

sscott5581 wrote: »

Yeah I agree it is not all good news as the rates doesn't change.

Going to cancel the card when they eventually upgrade anyway, just playing it out to see when they upgrade, may help other users on this board.

If it helps, I got my gold card when my limit reached £2000. But I'm sure I've read on this forum that someone got a gold card when their limit was £1500?