Vanquis Increases / Statements

Innocent_Guy

seeya23 wrote: »

new lower limit on vanquis

Apply Now for a Vanquis Bank Visa Credit Card

We've already helped 800,000 people in similar situations. You can make a Vanquis Visa Card application in about 5 minutes and we'll give you a response in 1 minute.
Just some of the benefits

• You’ll start with an easy to manage credit limit from £150 to £1,000
• You could get a Credit Limit increase on your 4th statement and further increases every 4 months, up to £3,000*
• A UK Customer Service Centre to help and support you
• We've already helped over 800,000 people like you get the credit they deserve

They have also raised maximum limit to £3000

never-in-doubt

Innocent_Guy wrote: »

They have also raised maximum limit to £3000

Niddy - 16 months in, limit still £500...... fcuk em, I knew I should have sent the card back last month when I threatened to :eek: :eek:

You can't even use it to put behind the bar on a good weekend can you, what with a measly £500 limit!! Tight !!!!!!, they can shove their account.... (but only when it suits me, maybe they are skint thus the lower limits)

izools

They're just portioning out their money to customers most likely to incur interest.

And what do you think the chances of old NID incurring interest on a Vanquis card? Exactly.

never-in-doubt

izools wrote: »

They're just portioning out their money to customers most likely to incur interest.

And what do you think the chances of old NID incurring interest on a Vanquis card? Exactly.

Yea I s'pose what you're saying makes sense mate but I did once leave £10 outstanding so they maybe got about £1 interest from me in those 16 months!! :rotfl: :rotfl:

laxxxmi

To all those who think having a Vanquis card is agood thing...all I can say is GOOD LUCK. They are the biggest sharks around.
I claimed £84 in charges from Vanquis. Today, 14 days after claiming, I received a letter offereing me a full refund....but...it doesn't include interest. Obviously, at an average of 45%, this is a lot of money to me.
And.... obtain full and final, they have given me two options.....

1) Close my account and repay at my current rate - 41.2%pur. and 47.89 cash (which is most of it!) or....
2) Keep my account, have it fee free, but pay £25 a year!! and, best of all my interest rates will be 54.9 and 59%!!! That, in my opinion is criminal.

Now I don't need my Vanquis card - I got a brilliant Coop simple account with a Visa debit card - no overdraft. I also have a Cap 1 card. (I was desparate 2 years ago and owe £500) at high but still much lower interest than Vanquis.

I will probably take the money, sign a full and final then write a letter to the CEO telling hime to stick his Vanquis card up his a%*e! Childish but satisfying.