Vanquis Increases / Statements

debrag

I got my card in June and haven't had a statement yet. will phone up and change my address, still hav access to old address and nothing has arrived.

Limit is £250 and must be 35-40 something %. I did pay for something but then got a refund and think I have around £50 on it at present.

clarence83_2

The vanquis telephone banking is good, I would recommend that you give them a ring to keep an eye on your recent transactions etc. I do this regularly through the month.

I haven't used my vanquis card at all this month yet (been sticking everything on my Cap one as I like the online facility). is that a bad thing to go a month with no transactions? Should I buy something on it just for the sake of it or will it not make any difference?

Thanks

cifpower

Won't make any difference. If there is a zero balance with no transactions you will not get a statement though.

clarence83_2

OK good, I should hopefully get a nice green zero still yes?

I am on a complete countdown to when all my bad data drops off my report, I honestly cannot wait. I think the vanquis service is excellent but I would love a mainstream credit card with a crazy limit! it'd just make me feel good knowing the issuer can trust me with that much of available funds. I feel like a bit of a criminal with my little V & Cap1 limits!!

never-in-doubt

xgingerx wrote: »

Hi All, ive had my vanquis card since 2004, started on 250 - and now after a couple of increase its now 1k and has been for over 3 years now, I have kept my account in good order always and therefore I dont think its as straight forward on what your figures suggest, ie I also have a mate who has one with a 200 limit and always kept it good and never had an increase in 3 years.

Sorrry to ruin things for some of you but u need to have a few sides of what has actually happened, from mine and my mates that is

Yes you've missed payments or went overlimit or have other debts that scare them away - quite simple. Those figures came from a lead manager at their head office (processing) so they are quite accurate...

blue_mum

Well, I phoned the customer line to see if I had and increase as it is now 4 months 1 day, and nothing no increase at all.

Do you think I've missed out on the increase or could it be the phone line has not updated my account yet?

Blue

cifpower

I did not get an increase until my 7th statement

blue_mum

I think I might be the same then I'll be patient and wait till my 6 month :-)

mistercovert

I got my third statement this morning and I have got my first credit limit increase to £500:j

I celebrated by paying off the full balance for the first time, I had been leaving a balance on the card to let Vanquis earn £2 interest a month from me. I only ever use the card for booking cheap travelodge deals and petrol, but it is a useful card to have though. Now to push for the £1000 limit.

Rob

never-in-doubt

CocoPopsLover wrote: »

lol, im fine, just laying low

how are you?

Hey babe - how is everything with you? Have you been through d'day yet or is it impending? PM me and let me know how you get on...... you know i'll keep everything crossed for you :grouphug:

Don't be doing too much of this! :wall: