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Live on £4000 for a Year, 2009 Challenge, part 2

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  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Get on and do your tax return. My accountants have just told me that I'm due for a lover-ly refund. Well, they didn't say 'lover-ly' but I bet they thought it, lol.
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • Frugaldom
    Frugaldom Posts: 7,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    whitewing wrote: »
    Get on and do your tax return. My accountants have just told me that I'm due for a lover-ly refund. Well, they didn't say 'lover-ly' but I bet they thought it, lol.

    ACCOUNTANTS?? :eek: You're earning far too much to be on a frugal challenge, my girl, those things cost a FORTUNE! I hope their account is tax deductible, same as my 'Frugaldom' start up costs? :rotfl: It's all those pesty receipts piling up that's eating into what could have been my this year's profits. I'm getting there, though, just need to track down my P60 from part time employer that I haven't done any work for since last May! :rolleyes: Then again, maybe I had best check that they know I moved house!:rotfl:

    Nice work on the refund! :beer::T
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Actually, my accountant has saved me an absolute fortune over the last tax year. Probably directly twice what I've paid him, and indirectly three or four times. I think he feels sorry for me. I've passed on a few MSE tips too, so I've probably saved him about 10 times the amount he's saved me. Not that he'd ever tell me that! (I'm in a good mood; I can afford to be glowing).
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • Brighton_belle
    Brighton_belle Posts: 5,223 Forumite
    According to this article NYK, the scottish bluebell is known as a harebell in England, and the english bluebell is called the wild hyacinth in scotland.

    http://www.twocrows.co.uk/kaleidescopes/text-pages/scottish-bluebell-text.html

    However, all our scottish residents may be able to tell us if this is true or not?
    Another article calls the scottish buebell the British bluebell, so presumeably that is also what is known as the English bluebell. Anyway, that's the one being cross polinated by the spanish bluebell, the genes of which are dominant.

    I must now return to the enforced declutter so OH returns home to some semblance of "normality":D
    I try to take one day at a time, but sometimes several days attack me at once
  • Frugaldom
    Frugaldom Posts: 7,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 18 May 2009 at 4:09PM
    Thanks BB - Brighton Bluebelle? :D I know we have bluebells and grape hyacinths here, which look the same colour when they are blooming in the hedgerows and woodlands I don't really mind what they are called, I just like to see them carpeting the woods. I need to find out about another flower I spotted yesterday at the edge of the trees - it looks about a foot high with white flowers on long stalks. I haven't managed to get a close look at it yet, but it looks very interesting. Can you tell I'm no horticulturalist? :o Just looked at the photo of the Scottish bluebell in your link and that's not even the one I'm referring to as bluebells :rotfl: Now I'll need to get photographs to find out what the bluebells really are. :D

    Whitewing, I was just being funny about the accountants. I'm only self employed now, as opposed to running former business, so an accountant wouldn't be able to save me anything over the year - there's nothing left for him/her to save. :rotfl: But now I'm curious as to why you can, "afford to be glowing" - is there a subtle hint in that there wording? ;)
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well, I nearly fell at the first hurdle this morning with my frugal plans for the week !!

    Meant to pick up the newspaper on my way to collect the GDs, but it was only as I drove past the papershop I realised I'd left all my money at home :eek:

    It was chucking it down when we got back - so not a good idea to drag my GDs out to get one, and they'd probably have refused to go ;)

    However it had stopped before we needed to leave to head directly to school, so we left a bit early and walked past and picked up a paper 'on the way'. As I help in school on a Monday morning, until 11:30am, I didn't want to leave it until any later (especially as we're a couple of retailers short ATM, due to one papershop having had a fire and Mr M not yet being open).

    I need to remember to pick it up on the way to collect the girls tomorrow, as I might be helping in school again. There's going to be another parent helper there (the normal one for Tuesday morning), but one of the p/t members of staff was off today and she's also down to work in the pre-school on a Tuesday morning..... Apparently her Dad's not been well for a while, and she'd been in the hospital with him all last night. Was still there all this morning, and sent a text to the teacher before we finished today to say the docs had just told them he had two brain tumours :(

    So I've told the teacher to make sure the other lady knows there's willing pair of hands and eyes available to cover for her tomorrow..... I'm sure she's going to be shattered, and wanting to spend time with him too.
    Cheryl
  • Frugaldom
    Frugaldom Posts: 7,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 18 May 2009 at 4:24PM
    Aha! Now I know what you mean by English Bluebells - they're the ordinary, common bluebells like this

    180px-Hyacinthoides_non-scripta_%28Common_Bluebell%29.jpg

    We also have grape hyacinths like this

    180px-

    And what you calles harebells, I call campanula

    180px-Campanula_cespitosa.jpg

    Plus, I have loads of vinca growing over and through my wall but mine looks much more purple than this.

    180px-Vinca_Periwinkle1.JPG

    All photos courtesy of Wikipaedia :D I didn't rush out with the camera, sorry.

    I know, I know, get out of G00gle and get back to the tax return - I'm going, I'm going :D
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Lol, glowing as in a glowing reference.

    No, I am not pregnant. Have a few tears when my period starts, but other than that I'm not so bothered. I think I'm frightened of what a change it would be so although we are trying (hard), I am sort of glad to put it off a bit longer.

    Someone who got married the same day as me is due soon, but I think most people assume we're not planning any.

    I would happily not have another child but don't want to deprive DH of his own child, and will be fine if and when it comes along. (Apart from the fact that the grandmothers hate each other, but that's another tangled story!)
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • looby-loo_2
    looby-loo_2 Posts: 1,566 Forumite
    Lovely picture Shaz.
    I moved to this house 26 years ago and there were 100's of English bluebells As time went on we noticed a variety of shades and even some pale pink and white appearing. The shape also changed.
    I now realise these are the more dominant Spanish bluebells taking over. So for the last 2 years I have had a dilema. Do I dig up all the Spanish to keep the English pure? The colour variety looks lovely but they will eventually take over.
    For info:- the Spanish bluebells have a more upright habit, are slightly taller with thicker stem and the flowers come from all sides of the stem. On English bb the flowers grow from one side of the stem and the top bends over. Nyk 's pictuer is an excellent example
    Doing voluntary work overseas for as long as it takes .......
    My DD might make the odd post for me
  • lingojingo
    lingojingo Posts: 727 Forumite
    cw18 wrote: »
    my 'domestic goddess' crown just about stays teetering when it comes to cooking reasonably balanced main meals for us, but hits the floor with a serious 'thud' then it comes to the h****w**k side of things :eek:

    I'm so glad someone else is like me :rotfl::rotfl::rotfl:
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