MONEY MORAL DILEMMA. Would you flog hideous store cards to keep a job?

Spondoolies_2

There is no way I would sell these products for fear of keeping my job.

I would show them that I was a valuable member of staff. However if I wasn't kept on because I didn't reach the targets I would see that as a lucky escape from working for a regime I wouldn't want to associate with.

For evil to prosper it just takes good people to do nothing.

.

shropshirelady

unieuph wrote: »

Isn't this part of the reason we're in so much financial trouble? If you had been hired by a bank, the text could be almost identical for sub-prime mortages.

I would keep the job, not sell the cards, while looking for something that I could do with a clear conscience.

Me too. Most store card interest rates are immoral. I don't really even want to shop in these stores on principal.

I had a shop for 9 years but wouldn't sell things I knew weren't any good even though it would probably have given me a higher turnover. I don't think it did my business any real harm though and I had a clear conscience.

TheUncredited

I would never sell anything to anybody I felt may cause them trouble. I don't have kids, so that means I have the freedom to say no. I understand those that would, but really, no job should make you feel you are doing something immoral. It only leads to miserable places.

It isn't the same as selling cigarettes or alcohol - those things are not actively 'sold' to customers. You don't get asked if you would like some fags and booze with your newspaper, but you are offered credit cards with your socks.

deefadog

There is no way I would sell these products for fear of keeping my job.

I would show them that I was a valuable member of staff. However if I wasn't kept on because I didn't reach the targets I would see that as a lucky escape from working for a regime I wouldn't want to associate with.

For evil to prosper it just takes good people to do nothing.

Your missing the point, it's a dilemma. In a perfect world I would agree, but if you have to support your family, then you have to do this. Alot of firms push hard on these things, especially currys, comet etc it's part of your job.

As others have said, you get usually get a discount on your first purchase, so make sure you push this and make it clear to pay it off and then cancel.

jjohnno

i'd sell - it's up to the customer to say NO surely??

phltrnr

poorbutrich wrote: »

If the store manager's grammar was a bit better I might think about it.

Well spotted "poorbutrich".

Sadly, the ill-educated but vociferous types are promoted beyond their ability whilst we erudite and literate types are passed over for promotion and left to do the menial tasks whilst correcting their mistakes.

It's understandable really as they wouldn't want to promote intelligent people who might be a threat and an embarrassment to them would they?

For the benefit of those to whom "poorbutrich" refers, may I suggest a better way of posing the question might be, "Were the store manager's grammar to have been correct, I might have considered it."

Note the use of the subjunctive.

Subjunctive? Look it up in the dictionary.

username

I'd attempt to try and sell them, but I wouldn't be pushy if someone said they weren't interested and I wouldn't try and approach those who might be a bit vulnerable.

If they were interested, then I would take the time to fully explain what it would entail, what the perks are, what the APR is and very unsubtly say that you should take it out (for discount, whatever) and then paying the balance off IN FULL and ON TIME so you don't incur the extortianate amount of interest and simply just not using the card after that.

And also if I was being paid commission, I'd say so and say that if they did take one, that I'd get something for it, you'd get some money off - provided that you paid the bill off in full and on time.

At the end of the day, it is up to individuals to be responsible with credit that is offered to them, provided that I have informed them of the facts.
The reason why people do get into trouble with these cards is because they go mad on them and spend what they cannot afford to pay off, and only make the minimum or no payment at all.

newkitchenfund

Yes, I would sell them - they usually offer at least 10% off that day's purchases. But I would tell the customer to cut the card up as soon as they received it (or do the 'deep freeze trick')!
That way I flog the card, they get the discount, my manager is happy.

Taffybiker

I had one of those things in my younger days - it was like magic! Just hand it to the cashier and I could take home almost anything I wanted from the shop! I knew it was buy now, pay in small amounts later kind of deal and it worked for me! Five years later I was still paying for something I no longer had, then the penny finally dropped!

I am much wiser and much better now with money. Maybe it's because I am older or maybe it was a wake-up call from this card. Time well spent learning the pro's and con's of such deals.

Yes, I would sell the cards. As many above have said, the customer can always say no, and it doesn't necessarily mean they are stupid if they say yes (even though I was).

I also have a family to care for, and in my book they come first.

pixwix

This isn't the real question is it?

The real question is - "Do you have any personal morality?"

If you even have to THINK about the answer, you should be ashamed.

But I suppose that's the way of the world these days - a ready excuse for every moral failing under the sun.