Claim back any unfair bank charges! Article Discussion Area

moran73

sallywoo wrote:

simple fact is it will pay off your credit card debt wont it ?
one less to worry about a a victory over them as well

i'll settle for that

melpomene

moran73 wrote:

because of that refusal it now goes on the card instead.

sorry i misunderstood - they moved the goalposts eh! sorry to hear that as well.

Quinny_2

We have had some charges refunded,as a 'gesture of goodwill,' when we have challenged the Halifax,but I know there are some that they haven't refunded in the past,despite challenging them.

Would we be able to get those back?

One thing.We have just re-mortgaged with the Halifax in the last couple of weeks,and the wife is now worried they will start acting funny against us,if we pursue compensation.

Ken.

IFA

I've just dipped over my overdraft with a&l twice in a week and they have charged me 2x£25 for each of the transactions £50 in total, I was only overdrawn for a few days!

What's the chances of me getting this refunded? If I write them a letter and is there a "template letter" anywhere on the forum i can use?, also i can add that when I switched to them they cocked up some direct debits and i got charged by one of the companies for non payment...

Not impressed with a&l, VERY slow to transfer payments which is possibly where they make their money to be able to offer such good rates....

Thanks in advance

mmcguiness

Hi,

I have sent the STANDARD ACCESS REQUEST and the bank seem to have stopped me from using my paypal etc on the internet. I think I can still get cash though I could on Sat it is now mon. And my tel banking is still giving me a in credit amount.

I have not yet recieved the answer to my letter and not sure whats going on should i be worried.

Kind regards
Mark McGuiness

charlie9_2

Hi my name is charlie
i am trying to reclaim my bank charges bfrom over the last six years and could someone please answer the following question

Can i charge the bank for account charges which are now £10.00 per month which i did not agree too? overdraft protection fee £8.40 per month? and overdraft fee? as well as interest charges paid referals unpaid outs & unauthourised over draft charges

Thanks in advance for your help everyone

pecker_2

I have paid a lot in bank charges over the last few years, can somebody please advise me as I would really like to claim these back off my current account but I also have my mortgage with the same company and I am scared in case it would affect this.

jcrockett

Question;
seven years ago I went through a divoice which cost me dearly in charges. I closed the account and they put the account with a collecting company.Can I claim from them as the amount would surely clear my debt to them?

sallywoo

jcrockett wrote:

Question;
seven years ago I went through a divoice which cost me dearly in charges. I closed the account and they put the account with a collecting company.Can I claim from them as the amount would surely clear my debt to them?

CAN CLAM FOR 6 YEARS IN ENGLAND WALES AND IRLAND
CAN CLAME FOR 5 YEARS IN SCOTLAND

Andylad

Hi, I've never posted anything on here - I've been quite lazy but have taken some excellent advice from this fab website and would only be too happy to share with you my experience regarding the bank charges saga

I contacted my Aunt a couple of months ago and told her that she was able to claim back charges over the last 6 years. I requested her statements and drew up a quick spreadsheet to analyse all the various charges and fees. These amounted to just over £3,000! Anyway, I wrote the letter to her bank as though it was from her and requested these charges were refunded - they refused. So i issued a 14 day letter to demand the money back otherwise they would be taken to court. We received a reply to say it was being taken up with their Head Office and would get back in touch by 10th Sept!! How bad is that?! I'm unsure whether I should wait for a reply or send a Court order in the meantime?? Can anyone help at all? Any advice would be greatly appreciated

Many thanks
Andy :-))