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The Golden Goose's Quest For The Golden Egg - AKA A Debt Free Life!
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Lurker1972 wrote: »Hey GG lovely to see you back again, have often wondered how you were doing
Congratulations on the safe arrival of the gosling, you sound (quite rightly)over the moon
x
Over the moon and then some!!!
Nice to see you! Is your diary still going??** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010
= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
The Latest Update
Happy Saturday working folk! My life is one constant weekend as maternity leave is the dog's bits so it is. The flip side is that we are majorly skintoid to the power of a trillion making us soooooooooo skint it's untrue. But we are surviving. Sort of. Kind of. Only just. We are not at the stage of robbing Peter to pay Paul. This time of year is always rough anyhoo's. The added complication of reduced wages due to ML complicates things and MrGG is keeping us afloat. Changing the car, my loan finishing, moving £5k from the high APR card to 0% also weighs things in our favour.
I have ten Keeping In Touch days though I am not sure if they are worth taking. Any other mums lurking who can advise? Assuming I can fund someone to treasure my treasure for moi!
I'm not using my current account at all. Cos I can't. It's maxed. I have become very good at finding freebie stuff to do with the Gosling and I am breastfeeding (it's free and convienient!).
Car insurance due end of month. Will go on a CC cos it's cheaper than monthly payments. That's my mission for next week.
Well that's all folks. Nowt exciting occurring in the GG household. It's a night in front of the TV once the Gosling is sleeping.
Til the next installment.........** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
Congratulations
What are keeping in touch days?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Congratulations
What are keeping in touch days?
Where you can return to work, be paid for it and it not affect your ML spondoolies.** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
The Latest Update
I thought things were tight last year but now I feel like we are at rock bottom. We are surviving but we really have to make sure every squid counts.
Today I went into town to meet a friend and she bought the coffee. Very nice gesture!! After our gas bag session I trundled off to do my chores. Updated a savings account into my married name etc and I've not used it for 8 yrs and I'm that time it's earnt £3 interest. I know. Shocking. Should have closed the account and put the money towards fuel or upcoming bday presents. But I didn't. I also did some othrr errands to make the most of having to fork out for parking.
Didn't do any of the housework that I planned to do. Perhaps tmw after my freebie Mother & Sproggo group.
TBH at the mo tired does not describe how I feel. Once the Gosling is asleep I'll have a bath. Will try to not think about cash/lack of it.
Till the next installment my Martin Lewis wannabes.....** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
The_Golden_Goose wrote: »Over the moon and then some!!!
Nice to see you! Is your diary still going??
Am on my third incarnation - my MSE wagon was hijacked - we sold our house in record time, which was good but the speed of it all wasn't built into the budget!! also didnt realise how hard it would be to stay on track without the internet.....
those 2 factors = balance on credit cards, thankfully on 0%....onwards & upwards eh?!I do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0 -
The Latest Update
Good evening one and all!
So the long and short of it is....... I'm skint. Broke. Totally brassic.
Gone OD on my OD and incurred a ton and some of fees. *cries*
I'm not even spending/over spending as MrGG is paying for my fuel. I'm not socialising unless it's free. I've become a Master at digging out free kiddie activities as well as grouping journeys and chores together in order to maximise fuel usage.
Sorry it's a very brief update but I'm feeling a bit blue due to money worries.
Til the next installment......** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
*hugs*
http://www.moneysavingexpert.com/loans/debt-help-plan
Read over the debt-help bit and see if any of the information applies to your situation.
It's only money at the end of the day. You have Mr Goose and the Gosling and they're what's important.
For money nonsense you have the People of the Internet cheering you on. We're here if you want to SOA again or need any other help.
*extra hugs*0 -
Thank you F_F!
So sick of the debt. So sick of wishing I'd not been such a spender.
Totally true that it's my family (ooooh get me and my "family" - seems weird but nice using that term) that's important.
I don't see how I can avoid the charges cos I have very little salary at the mo and my OD is already mammoth and I don't want to extend it and being as my income is so low I doub they would anyway. Viscious circle anyone?** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
And I'll gladly take those hugs.** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0
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