We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Trials and tribulations of a Debt Free Wannabee!

12324262829270

Comments

  • bigzippy
    bigzippy Posts: 4,034 Forumite
    edited 19 April 2009 at 3:39AM
    Hi cheeky! You caught up... you went back and read all the pages you missed !! wow wee:rotfl:
    I'm [STRIKE]nosey[/STRIKE] dedicated like that :DPlus I was bored and DF was at work :shhh:
    I still have sunday school prep to do - why do I volunteer for these things? I really don't know..
    Cos you're crackers? :confused:
    I feel exhausted just thinking about it- do you thinking playing spider solitaire is the same as preparing?
    Um....no. ;) On the upside though I've now made all my Order of Service covers :D :j
    "I am indelibly stained by hope and longing" - Nuts in May
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Big zippy well done on the order of service covers I am sure that is a butterfly weight off your mind LOL

    Hi bigzippy and others - well I managed to get beyond spider solitaire to actually preparing the lesson. Went ok. None of the kids in the class had heard the story before which was kind of good and bad. Neither could they do pictionary, talk for a minute on topic or any of the other little things I had planned for them! Ah well - makes me pity real teachers even more! We had fun at the end tho playing the "yes/no" game as in don't say yes / no nod or shake your head.

    I have agreed today I will only do sunday school 1 week in 4 that should help. I feel a bit guilty tho as they will need to redo the whole rota!:o

    I have my OH chopping up leeks and carrots - we are having roast beef for dinner. I cooked it last night so it would be ready quicker. Frozen roasties in the oven....

    I was going to say we had escaped church without any playdates which is true but we had barely got in the door when a friend came round for my DS argh !!!!!!!!!!!!!!!!! We have decided the time is right for him to learn some mechanical skills - he is to take the bike stand off my bike and transfer it to his own (saving £ as I rarely use my bike). Unfortunately he has apparently put his muddy feet :eek:thro my clean washing which just happened to be lying on the utility floor for some reason which will remain nameless :p - so I am pretending I don't know about it yet so I don't go mad!:mad:

    Today - I need to make sure they have clean clothes ready for school and do lots more maths practice. My DS also needs to finish 3 out of 5 :eek: SATS papers. He had told me he was on track which should have meant he only had 1 left but guess what - it wasn't true!:mad: I can't find it in me to punish him too much tho as we never had any of this when we were 11! They might as well bring back the 11+ the way they are going!

    Anyway hope you all have a more restful day than the one I am expecting or at least a fun one!:beer: Off to slice up the roast beef now - yummy!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi sh
    sounds like a busy day for u and ur family.
    im watching my ebay items whilst pretending to iron, nagging ds#3 to do his project and doing 11+ coaching for him. trust me u dont really want to go back to 11+ as its all pain pain pain.
    enjoy ur dinner!
    mrscmr
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Mmmmmmmmmmmmmm..........roast beef........my favourite! Hope it was as lovely as it sounds.

    All this children talk of late and us visit our friends first little one is making me a little bit jealous....in a nice way ;) Sometimes I feel so ready and then other times I don't.....:confused:

    mrscmr - I love the 'pretending to iron'.....how do you do that :rotfl:????
  • bigzippy
    bigzippy Posts: 4,034 Forumite
    Karen_30 wrote: »
    All this children talk of late and us visit our friends first little one is making me a little bit jealous....in a nice way ;) Sometimes I feel so ready and then other times I don't.....:confused:
    I know that feeling :rotfl: I think I'll wait. At least til after the wedding ;)
    "I am indelibly stained by hope and longing" - Nuts in May
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ah pretending to iron is a skill [one of my many special skills] that has to be worked on and perfected over many years. I will reveal the secrets but do not tell a soul!
    firstly make big noises about oooo i have to do the ironing.
    secondly put up ironing board, plug in iron, shuffle the ironing pile around a bit.
    thirdly [this is the key] iron some bits, make a pile of ironed bits, then walk away [yes] from ironing with it all left in place and half ironed something on the ironing board. then when anyone comes in you race to the ironing board and pretend u r ironing!
    simple... effective!
    mrscmr
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Karen_30
    Karen_30 Posts: 823 Forumite
    mrscmr wrote: »
    ah pretending to iron is a skill [one of my many special skills] that has to be worked on and perfected over many years. I will reveal the secrets but do not tell a soul!
    firstly make big noises about oooo i have to do the ironing.
    secondly put up ironing board, plug in iron, shuffle the ironing pile around a bit.
    thirdly [this is the key] iron some bits, make a pile of ironed bits, then walk away [yes] from ironing with it all left in place and half ironed something on the ironing board. then when anyone comes in you race to the ironing board and pretend u r ironing!
    simple... effective!
    mrscmr


    He he.....so funny....I love it! :rotfl:
  • Karen_30
    Karen_30 Posts: 823 Forumite
    bigzippy wrote: »
    I know that feeling :rotfl: I think I'll wait. At least til after the wedding ;)


    Congratulations on the upcoming wedding :j.....I just need my OH to get his backside into gear....there's no pushing them though :mad: Mind you, I wouldn't want him to propose because he felt he had too. He has his moments!

    Bet you're very excited :D x
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 April 2009 at 4:21PM
    Hi all well the dinner was yummy. DS only ruined one shirt and his bike is still in bits in the garden! He is so called doing his SATs while OH is asleep upstairs. I am fractious as I have just done another maths test 25 out of 30 I was quite pleased with that. Shame it took an hour. I think on the real thing I have 47 minutes to do 39 questions or is it the other way round lol - told you maths wasn't my strongest point!

    MrsC I have mastered the art of looking like I am ironing too!

    BigZippy - too right on kids. Anytime you want a couple just let me know.... I can't afford the petrol at the mo tho LOL!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Karen_30
    Karen_30 Posts: 823 Forumite
    You'll be an expert in maths with all the practice you've been having SH!!!!! :rotfl:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.