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Trials and tribulations of a Debt Free Wannabee!
Comments
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Excited...and stressed! The politics of guest lists is not even funny!Congratulations on the upcoming wedding :j.....I just need my OH to get his backside into gear....there's no pushing them though :mad: Mind you, I wouldn't want him to propose because he felt he had too. He has his moments!
Bet you're very excited
x
And when the time comes I strongly recomend that you know exactly what you want (and preferably have organised it) before telling a soul cos it's not even funny how many people think they have some sort of right to dictate how it should all go!!:rolleyes: "I am indelibly stained by hope and longing" - Nuts in May0 -
well I must be a glutton for punishment I have just succumbed and paid £5.99 to do some additional tests. On another website they were asking for £40 so £6 sounded quite cheap! Completely blown my chances of getting an nsd tho! There is a lot riding on my maths being good enough tho! The job I am doing this for is not the only one that is likely to ask for maths testing...!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Zippy - the colour scheme should be blueExcited...and stressed! The politics of guest lists is not even funny! And when the time comes I strongly recomend that you know exactly what you want (and preferably have organised it) before telling a soul cos it's not even funny how many people think they have some sort of right to dictate how it should all go!!:rolleyes:
Why haven't you invited great aunt Agatha and why have you sat Joe next to incontinent Alice....
How are you going to stop the parents rowing and the kids are starving and is that orange juice all over your gown.....:rotfl:
Sorry - I am sure it will all be brill!:rolleyes:
Now I am really down in the dumps - just did another timed test only got 7 out of 12 right 31%tile which is just not good enough! I did have cbeebies on in the background and my DD interrupted so I am hoping to do better later. I am going to try and leave it for now tho until she is in bed!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
yep I'm an expert at the ironing trick:D
all that maths is making my brain hurt! long long time since I did a maths test
beautiful day done lots of gardening and had bbq - which in my mind is alot of effort and expense for a burger and salad :rotfl:
cream crackered now time for a bath and see if i can resurrect my nails lol
hope you are all ok
SH wonder how Ruby's DB's wedding went0 -
hi SC I should have spent my day in the garden I think for all the good my effort has done me! I hope Ruby and her DB are okay too - such a tough time for them.
Hope your nails turn out okay after the bath! I've informed my kids that they need a bath and shower NOW! They protested that it wasn't anywhere near their bedtimes and I responded with the proverbial SO? DD is in the bath, DS is still successfully resisting... He has offered to make me CAKE to cheer me up :rotfl:He knows how to bribe does that one!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Did I hear Cake
**passes over plate** :rotfl:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
sh... give the tests a rest for tonight... ur will get 'test overload'. as for the nightly bath time - i have 2 done with 1 to go. back to school tomorrow much to their horror!
have a good week!
mrscmrHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
ooh cake *drools* yes please make mine a large slice 0
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I am now watching the mentalist! Hopefully followed by Lewis if he is on tonight! I agree the maths need to give my brain a rest!
DD's hair needs washing she must be pickled tho she has been in the bath about 75 mins!!! DS I think has had his shower. He abandoned the cake idea - he spent too long looking for recipes so I sent him off for his shower. Sorry - I will share next time honest!
A pack of M&Ms and a dark Bounty down I feel a bit more human!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hmmm....the parents rowing might be more of an issue! DF has resolved that if anyone kicks off at the wedding he'll sling them out personally, no matter who it is! :Tsavingholmes wrote: »How are you going to stop the parents rowing and the kids are starving and is that orange juice all over your gown.....:rotfl:
You'll be relieved to know that your sister has had a Freecycler offer her a Black and Decker "4x4" (I'm reading "heavy duty and should be able to handle the dodgy lawns";)) lawnmower and will be picking it up tomorrow :j:T How awesome?? :shocked:"I am indelibly stained by hope and longing" - Nuts in May0
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