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Trials and tribulations of a Debt Free Wannabee!
Comments
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Yeah, that means I only have 3 and a half hours to go as still on lunch!
Enjoy lunch and the rest of the day SH!0 -
OH left me a voicemail saying parents wanted to come over at short notice tonight but he was telling them we were out LOL! Fantastic - there is no way I'd cope with them tonight!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Ah I shouldn't worry, I have a relatively unknown condition and was found through the board on here for it. And like I say, it was the right sisNow I'm more worried!! Don't really want anyone I know realising it's me!!
And of course, it goes no further.... :P
The one you told me that I was never allowed to get rid of without giving back to you first lol. Navy/brown/cream/green I guess... It's in our garage. I'll trade it you for the Grey's discs!:psavingholmes wrote: »Yeah - if the rug was green, navy and cream.... If it was the turquoise one perhaps not... If it was the red one... Which one was it?"I am indelibly stained by hope and longing" - Nuts in May0 -
:shocked: Wonder how far they thought was a close enough place to "pop in" from... :rolleyes:savingholmes wrote: »OH left me a voicemail saying parents wanted to come over at short notice tonight but he was telling them we were out LOL! Fantastic - there is no way I'd cope with them tonight!"I am indelibly stained by hope and longing" - Nuts in May0 -
I will try and remember to take Greys in tomorrow.:shocked: Wonder how far they thought was a close enough place to "pop in" from... :rolleyes:
I would say they would have been at least an hour away in the wrong direction - I don't want to go 5 miles out the way to see you (no disrespect) but parents want to go 50 miles or more out the way to see us - sort of bless and get away all at the same time.:rotfl:
Verbatim - you kindly asked re my knee - still swollen and sore - still can't cross my legs, still hurts to climb stairs. Walking on flat reasonably okay and just sitting depending on what angle my knee is at. Strangely my elbows still twinge from time to time - especially if I lean wrong!:eek: I still have puffiness in odd place, ankle, back of knees, top of legs!
Checked my CC tonight - currently at £903.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
SH - have PM'd ya! Could you read and PM me back, if you can help of course!** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010
= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
Hurrah. Might be able to pick it up if my chauffeur brings me over....cos guess who's "popping in"? Yes, danger zone tomorrow too....and they have a lost Christmas present for BIL too....:rolleyes: Good luck with that.savingholmes wrote: »I will try and remember to take Greys in tomorrow.
I would say they would have been at least an hour away in the wrong direction - I don't want to go 5 miles out the way to see you (no disrespect) but parents want to go 50 miles or more out the way to see us - sort of bless and get away all at the same time.:rotfl:
And remember Greys
"I am indelibly stained by hope and longing" - Nuts in May0 -
GG I will try to get to that in a bit - stressed myself at the mo!
BZ - OH told them that the days they were up were our socialising nights so sorry not available!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »GG I will try to get to that in a bit - stressed myself at the mo!
Appreciate you taking the time and value your opinion! When you are good and ready.......** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
Hope you find something in the job pages - you need something nearer home and your family. Sending you lots of positive vibes.
MilannJanuary spends - £587.580
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