Trials and tribulations of a Debt Free Wannabee!

kissjenn

You are a decluttering guru.

I need to ckean up before work on Monday. We're not a tidy household.

sistercas

Happy new year to you and your family

I too am going to embark on a decluttering mission. always fraught because its not my clutter its DH's I have given him ample warning that I am going to do this so he can salvage anything he really wants, (he wont) and then he will grumble about me chucking stuff away lol

on the debt front, you sound like you are on top of everything and maximising your income with quidco etc - well done you. I am hoping I will be debt free next month with a final payment to my CC. I cant wait :j then I will have to turn my attention to DH's debt and start all over again with his :eek:

:A

Different_Corner

Morning SH.
The declutter theme is strong in diary land methinks. Aside from the usual paperwork and 'stuff' I have bucketloads of beads and findings. Used to love jewellery making, but it's all so disorganised. If it was sorted I know I'd get back to it - and make some cash too. As for banishment - one year I actually sold it all only to buy more...

Being a totally disorganised person is rubbing off on my sons. They say children mimic, so I need to start setting an example.

Happy Birthday to DS

Verbatim

savingholmes wrote: »

Hi Verbatim and Jellie

Here's to finding things :beer: and not buying replacements all the time!

V - did you find the lost license before you had to replace it or after?

It has been lost for aaages, over a year I think so the theory pass cert is no longer valid. She has failed a couple of times and then just left it while she was at uni so didn't apply for a new licence. She keeps saying she'll do an intensive week where you have a test at the end but that won't happen in the forseeable future as she's abroad this year and back at uni for her final year from Sep.

savingholmes

:rotfl:

kissjenn wrote: »

You are a decluttering guru.

I need to ckean up before work on Monday. We're not a tidy household.

We are not tidy either - hypno recommended the book - so like many others on there - still following her lead!:A

sistercas wrote: »

Happy new year to you and your family

I too am going to embark on a decluttering mission. always fraught because its not my clutter its DH's I have given him ample warning that I am going to do this so he can salvage anything he really wants, (he wont) and then he will grumble about me chucking stuff away lol

on the debt front, you sound like you are on top of everything and maximising your income with quidco etc - well done you. I am hoping I will be debt free next month with a final payment to my CC. I cant wait :j then I will have to turn my attention to DH's debt and start all over again with his :eek:

:A

Well done you on being almost debt free :T:j:T:j:T - so pleased for you SC. Roll on getting cracking on OH's debts too :money:you will get there! And then it will be even more fabarooni :j:j:j

Different_Corner wrote: »

Morning SH.
The declutter theme is strong in diary land methinks. Aside from the usual paperwork and 'stuff' I have bucketloads of beads and findings. Used to love jewellery making, but it's all so disorganised. If it was sorted I know I'd get back to it - and make some cash too. As for banishment - one year I actually sold it all only to buy more...

Being a totally disorganised person is rubbing off on my sons. They say children mimic, so I need to start setting an example.

Happy Birthday to DS

DS says thanks for the birthday wishes! yeah being untidy is definitely rubbing off on my kids - trying to change us before its too late for them!!

Home and bargains or similar had some cheap craft boxes recently - which you could use to sort your beads... perhaps do it in front of the TV one day... I must admit now I am on mse and bingoport so much - it is hard to fit in the other things that used to get done while watching tv like .... ironing.... :eek: or clean clothes sorting... Luckily I have now roped OH in - I got fed up of how much I was doing - and strangely he hasn't dropped dead or developed some sort of disease :rotfl:from having to pull his weight more - so result

Hi Verbatim - I did try to quote you too but it didn't work! Good luck to your DD when she does decide to do the test!

Hope you all have a great day today - I return to the grindstone tomorrow as do OH and DD but not DS - he gets an extra day so is going to a friends tomorrow!

Most of the food is now prepared for the family but they have not turned up yet... I said after 2pm they evidently took me literally! We are usually late going to them so I suppose it is only the same thing!

Kitchen and lounge are looking fab tho as a result! Hope it goes okay - its being a while since my BIL and family visited here - could even be 2 years!!

savingholmes

savingholmes wrote: »

Some goals:

Money related first
1) [STRIKE]Transfer £4600 to 2 x 0% cards asap (and incur balance transfer fees) [/STRIKE]Transferred £2875 - paid off £200 - decided to leave rest and make priority to pay asap!
2) [STRIKE]Take DS's cash and put it in the bank asap - so that we can pay off the CC we ordered his new computer on. Worried we will spend the cash otherwise[/STRIKE]3) [STRIKE]Plan a low cost grocery shop asap to minimise risk of takeaways or meals out![/STRIKE] Longer term need to cut all treats back out that we added in because it was xmas!!!
4) Try and find new and more ways to make some extra money

Job
5) Start applying for new jobs as this one a) pays too little b) is too far away and c) doesn't even pay on time and d) eats up too much of my social and family time - thereby not fitting in with my life goals. Because of a and b - am currently able to pay off about £500 less a month than in previous jobs so this is not working for me at all

House
[STRIKE]6) Find phone[/STRIKE]
7) [STRIKE]Clear garage - find homes for new big items from xmas like lovely fire pit!!! [/STRIKE](TWO load staken to tip)
8) [STRIKE]Clean and tidy kitchen [/STRIKE]
9) [STRIKE]Put clean clothes away from utility room, lounge [/STRIKE]and OH's study!!!!! nearly done most clothes now left study too
10) [STRIKE]Hoover lounge asap[/STRIKE]
11) Find homes for everything in lounge - consider giving surplus items to freecycle or charity - mostly done
12) [STRIKE]Empty hall of surplus items[/STRIKE]
13) OH to tidy his study - mostly done
14) Me to tidy my study - find homes for things and freecyle or charity bag others - and ideally buy a new bed with xmas £ and get rid of DS's old one about 25% way there
15) Help DD to find homes for her new toys and tidy her bedroom filled 1 bin bag and a charity bag, filled another bin bag, and another charity bag and given 4 carrier bags of stuff to friends
16) [STRIKE]Help DS find homes for his possessions and tidy room and ideally clear some of the stuff into charity and bin bags[/STRIKE]
17) Clear out and tidy our bedroom, hanging clothes up, making room for things etc - not even started

Family
18) Try and find ways of maximising family time and having fun and exercise together - doing some

New goals

Money
1) Pay off BC asap
2) Find new money making opportunities
3) Need to organise online shop for end of week to minimise risk of overspend!

Job
4) Still need to apply for jobs

House
5) Keep kitchen clean and tidy!!
6) Keep lounge clean and tidy
7) Keep hall clean and tidy
8) Finish tidying DD's room
9) Finish tidying my study
10) OH to finish tidying his study
11) Finish doing the washing for this week
12) Put away washing
13) Do the ironing
14) Make a start on our bedroom!

Family and health
15) Make time for family fun and exercise activities

savingholmes

In-law visit went well.

I got a fire pit for xmas and we had fun letting the kids roast marshmallows and throwing things on the fire!

Unfortunatley I also lit some indoor candles and when I was moving one have dripped wax all down my brand new cardigan! Solutions anyone?

DS has now fully paid for his computer - and now has £20-30 to himself! So that is good.

OH has now gone out with a friend.

In that book on organisation is also talks about only keeping things around you that you absolutely love (and only buy things you have been in love with and wanted for weeks rather than on impulse). It also talks about making space for things you really love.

So today I cleared a shelf that has a beautiful tiffany style lamp - I got OH to replace the bulbs and today was able to appreciate it again for the first time in 6-12 months! Now that was worth doing. It is in my eyeline when I am on my laptop and I deliberately bought it and placed it to rival the TV on the other side of the room - I thought it was that gorgeous. Now I can really appreciate it again!

Hope you all have a refreshing night's sleep - and that those of us having to "go back" tomorrow - have a better day than we expect!

lucielle

With regards to the wax, put some brown paper over it and iron it, the paper should soak up the wax.
L

*Jellie*

savingholmes wrote: »

In that book on organisation is also talks about only keeping things around you that you absolutely love (and only buy things you have been in love with and wanted for weeks rather than on impulse). It also talks about making space for things you really love.

So today I cleared a shelf that has a beautiful tiffany style lamp - I got OH to replace the bulbs and today was able to appreciate it again for the first time in 6-12 months! Now that was worth doing. It is in my eyeline when I am on my laptop and I deliberately bought it and placed it to rival the TV on the other side of the room - I thought it was that gorgeous. Now I can really appreciate it again!

Hope you all have a refreshing night's sleep - and that those of us having to "go back" tomorrow - have a better day than we expect!

Thanks for sharing these gems from the book.
Hope work goes ok tomorrow and isn't too much of a shock to the system!

gilligansyle

There is definitely a big decluttering theme going on at the moment. I have a huge bookcase in the living room and the problem with it is that the shelves are very deep and its right next to where I sit, so it tends to get full of 'stuff'.

At the moment, aside from the books, I can see:-

3 bottles of ink - 3 'posh' pens in boxes
mug full of cheap pens
4 candles
chinese jug thingy with hairbrushes in
4 sudoko books
3 bottles perfume
1 basket with cleanser, moisturiser etc.
camera
2 sets playing cards
various notebooks, pens and pencil cases

and thats not counting the bottom shelf that I can't see from here. And of course, its got tinsel all over it too!

If I moved this case to another room, it would look so much better and wouldn't get cluttered as it wouldn't be so easy to just put stuff on. So I can appreciate what you say about clearing one shelf.
Craft stuff has been cleared out of here, and is now cluttering the dining room table instead. Like you, if it was better organise, would do more with it.