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Trials and tribulations of a Debt Free Wannabee!
Comments
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savingholmes wrote: »Thanks CMD - just having a panic attack - literally was shaking before at what might be.... Have just spoken to my sis and a friend so feel a little better now.... still scare tho....
Yeah, I'm not surprised you got a fright. At least you are getting it checked out though:)Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
You poor thing, hope you're feeling better soon x1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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Keep us posted on your progress0
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Hi guys the swelling has gone down a bit more today so hopefully the xray will be good news - I will aim to go this afternoon. I've got meetings with external visitors booked in for this morning so don't feel I can let them down.
I will try and look at other people's diaries over the weekend - as you can imagine now I'm in unexpected pain my little world has narrowed some what!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Oh no, I hope the meetings go well and the xray doesn't show up anything that cant be fixed quickly xxx *hugs*:idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0
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Hope you're feeling better and that your kneecap is OK. You sound very brave struggling in.
Have you had any ideas about permanent jobs after this one ends? But I expect that you have absolutely no time or energy for anything apart from getting in to work and back as well as your full time work.
Not long to the weekend and Xmas.
Take care
VCCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420 -
SH - hope you are not as sore today. It is not what you need the week before Christmas (or anytime really) I'm glad you went to the hospital as it will put your mind at rest. If they find a fracture will treat it - if not - at least you will know and be able to rest it without worring that it is IYKWIM
I've had a lazy day today - nurse came round this morning and started long awaited treatment - I have caught up on some telly and dozed on and off which isn't really like me so I decided I must have needed it. I'd contemplated going back to work after the treatment but nurse told me I'd be best not to after the first time - that was all I needed to phone up and say see ya tomorrow.
Make sure you rest that leg as much as possible - was it a wet floor you slipped on?
We've had a bit of snow but nothing has stuck yet!!January spends - £587.580 -
hi guys - thanks again for the support!
X-ray was clear - yippee. Swelling was much reduced today - but still visible enough to have the xray nurse tutting on my behalf.
M - yeah it was a wet floor I slipped on...
V - the job is now approximately 18% complete - not that I am counting much! I don't have the energy at the moment to look for a perm job.... Hope to use the xmas break to reassess my options and poss develop an exit plan. My team are nice altho very stressed and over-worked!
hi Milann - good luck with the snow - do you want it to stick or not stick?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
just redeemed another £5 from bp.
JSA also paid me £27.80 they owed me which is great - I started to wonder if they ever would!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Glad the x-ray went well - hope you're still resting up though! Good news on JSA as well
1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
0
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