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Trials and tribulations of a Debt Free Wannabee!
Comments
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savingholmes wrote: »I am in quite a big of pain but nothing broken and clothes okay LOL:money:
Tiredness definitely won't be helping but it was a slippery floor and my boot slid - and then so did I face first out a door!!!!!:eek: I was really lucky it was a push open external door and it opened!
Ooh sounds nasty. Well don't go into work tomorrow if you are still sore. They should have told you to take the day off anywayTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Oooh you poor thing, hope you're resting up tonight.1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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hi cmd and IMD - yeah I am resting on the sofa with my leg elevated but not sure they will pay sick pay so tough decision tomorrow amAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Oh, hope you are ok after your fall SH! If going to work, make sure you're okay for driving!0
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it is the driving that worries me - am hopeful I could do some work tomorrow - from the settee potentially if I can't drive in. Intended to do some from home this afternoon but was almost crying in pain on the bed after my bath - even after taking a second lot of ibuprofen within 2 hours of the first! It has improved a bit nowSwinstie73 wrote: »Oh, hope you are ok after your fall SH! If going to work, make sure you're okay for driving!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
How's it feeling today?0
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Hope you're feeling better today.0
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hi csa and se - I agreed I could work from home today - got some work done.
Still in pain - in neck and shoulders now not just elbows and knee! But my knee swelling has gone down a bit and I have more freedom of movement now. Intend to go into work tomorrow.
I have been having some difficulties with something going on at work - a side benefit of me being off is that my boss has seen for themselves the problem - and is now working with me to resolve it rather than brushing it off - so hopefully that should also now improve...
Hope you are all okay...
Got a book off amazon today recommended on hypno's thread - why am I so disorganised - makes interesting reading! House currently looks like a bombsite again (apart from the beautiful decorations lol) It will be interesting to see if I manage to apply any of it!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Hooray for boss seeing what's going on! Mine was a pain in the bum today. He blocked off all afternoon about a month ago saying "oh we'll go for drinks with another dept", then unblocked it and told me off because I didn't have any work booked in! I was never given the option and if I had been, going for drinks certainly wouldn't be my first choice! Grrrrr.0
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hi csa
that sounds really annoying... Do you have much time off over xmas ?- I'm off christmas eve and then back 4th Jan. Can't waitAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260
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