Trials and tribulations of a Debt Free Wannabee!

Karen_30

Ha ha....loving leaving the phone connected....oops! I'm sure after the experience he wouldn't dare forget to pick up the little one

Keeping everything crossed for you on job front, hope you manage to make a decision.

K xx

P.S - thanks for the boots tip

savingholmes

Hi jellie, karen, swinstie

I am still waiting for the outcome from yesterday but at the moment it looks positive. I have however thrown something else into the works - I have asked whether there is anyway I can go in via my umbrella company rather than be employed direct. This would have major tax advantages! We will see what happens....

The business manager I met yesterday liked me, my manager to be likes me - its just waiting feedback from one other person that I saw.

I think I will take it if offered as with the early finish Friday it should be liveable with for the period of the contract. It is not a perm job afterall! I am also fed up of interviews - and day time tv! I also want to be able to buy things like the bed DS wants (basic really) without having to over worry about it! The bed he is sleeping on - and more importantly the mattress is older than he is! And it wasn't that great quality to start with !

Well my Asda shop has just been delivered. I had it delivered to minimise temptation in the shop - that and I just feel so drained after yesterday!

Well got another 80p from my scratchcards - in another 2 weeks or so I think I will have several come to fruition at once ! ie reach the £10 limit!

I have also redeemed another £5 from bp... I'm hoping I can budge it up to £10 by the end of tomorrow. That will help with xmas pressies!

*Jellie*

Sounds like you have a plan- hope it all works out!
You must be shattered after yesterday. How do you find Asda online? I've only ever used Tesco.

savingholmes

I use mysupermarket.com to pick my stuff, downshift etc and then send the trolley to Asda. I get ipoints too. (Quidco are offering cashback if you join Asda's site thro them!). I find it okay but then I don't expect perfection. Any problems and they refund you....

Well I got offered the job - and they have agreed to let me do it thro the umbrella company so I am hoping that it will work out as a few extra hundred pound in my hand by doing it that way (my expenses ie mileage get offset against tax). I start a week on Monday for roughly 10 months! They have also said if it helps to start or finish 10-15 minutes earlier etc that they will be flexible as they really want me! Fab!

clearmydebts

savingholmes wrote: »

I use mysupermarket.com to pick my stuff, downshift etc and then send the trolley to Asda. I get ipoints too. (Quidco are offering cashback if you join Asda's site thro them!). I find it okay but then I don't expect perfection. Any problems and they refund you....

Well I got offered the job - and they have agreed to let me do it thro the umbrella company so I am hoping that it will work out as a few extra hundred pound in my hand by doing it that way (my expenses ie mileage get offset against tax). I start a week on Monday for roughly 10 months! They have also said if it helps to start or finish 10-15 minutes earlier etc that they will be flexible as they really want me! Fab!

Yay, fantastic news!!!

Congrats to you. How do you feel?

elantan

savingholmes wrote: »

- and day time tv! QUOTE]


what you dont like jezza i am shocked:eek::eek::eek:

fantastic news on the new job mrs that is fantastic ...they deff seem to want you as well bending over backwards to get you ...hope it makes you feel as special as you

savingholmes

clearmydebts wrote: »

Yay, fantastic news!!!

Congrats to you. How do you feel?

I just feel relieved. I nearly cried yesterday just at the thought of going to another interview. They had also told me it would be straightforward but I'm not sure I regard nearly 3 hours as straight forward!

At least it gives me some motivation to get the house straight and perhaps pre-cook some meals in the 10 days or so before I start!

elantan wrote: »

what you dont like jezza i am shocked:eek::eek::eek:

fantastic news on the new job mrs that is fantastic ...they deff seem to want you as well bending over backwards to get you ...hope it makes you feel as special as you

It is nice that they are bending over backwards - big morale boost. Main reason for taking the job that really self esteem boost and money! I try to listen to the music channels rather than getting sucked in to daytime tv.

I was just looking at Martin's mse story on houseprices :money:and just checked out my postcode. My house value is back on track which is great - as it had seemed to drop £15-25K poss due to other houses on the estate being repossessed. That is a big relief as it should make it a bit easier next year when the current fixed rate expires. It also means that our debt is less scary as we are back on owning about a quarter of our house despite being on interest only mortgage.:j

Ideally once I get paid - I hope to pay off around £1K a month! Possibly more if the tax relief is higher than I think...:j We are currently paying about £300... so I am hoping that by the end of this contract rather than owing £15.2K we will owe more like £5k or 6K (of which £4K is my MIL so she would be able to wait if I was unemployed again for a bit so no pressure):j

lucielle

So, So pleased for you. Big congratulations.
L

EssexHebridean

Great news - well done you! :beer:

Swinstie73

Brilliant news on the job SH! Will have to check out this Martin's house web-thingymajig, see how much my house is worth - nothing knowing my luck, ha!