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Trials and tribulations of a Debt Free Wannabee!

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Comments

  • bigzippy
    bigzippy Posts: 4,034 Forumite
    You did mean that kind of share didn't you BZ?
    Not really...:rolleyes:
    "I am indelibly stained by hope and longing" - Nuts in May
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Hope the job manages to work out for you xx
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    You are really into your walking!
    The stew sounds good. We're probably doing home made pizza tonight.
    2019 fashion on a ration 0/66 coupons
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Two jobs fighting for you - WAY TO GO! :beer:
    That's such good news. :j:j:j

    I've got two damping squibs squirting on me :rotfl:

    My luck currently ... see below
    87872449a519af8c34e25340096f9c77851c9f.gif
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Karen, Jellie and Jen (and lurkers)

    Love that picture Jen - fab!

    Jellie - I am trying to get fitter - hence walking - easy way to start!

    Walked into town and back - so 2-3 miles pleased with that

    Got £1.40 on daily scratchcards - good day, and progress on bp

    Been exploring boots glitches this week - so far got completely free

    vitamins and 3 lots of kids medicines - plus made 47p profit! So pleased with that.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    I keep meaning to sort a pedometer out so I can keep a better track of my walking or steps!
    2019 fashion on a ration 0/66 coupons
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I just use google maps to work out how far it is to where I am going - you can set directions for walking now too not just the car! Free;)
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well off to church in a mo and then this afternoon we are taking DD to MILs while we go to ikea. We are going to try and get £5 vouchers plural that were in the newsletter..... and spy out for DS's xmas present

    Got £1.60 on my daily scratchcards today woohoo!

    Hope you all have a good day
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Hi Karen, Jellie and Jen (and lurkers)

    Love that picture Jen - fab!

    Jellie - I am trying to get fitter - hence walking - easy way to start!

    Walked into town and back - so 2-3 miles pleased with that

    Got £1.40 on daily scratchcards - good day, and progress on bp

    Been exploring boots glitches this week - so far got completely free

    vitamins and 3 lots of kids medicines - plus made 47p profit! So pleased with that.

    Love the fitness....walkings so good for you!

    Tell me more about these boots glitches....??? I'm loving the fact that you can make 47p profit on it!!

    K xx
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Thanks for the Google maps tip.

    Hope you had a good day
    2019 fashion on a ration 0/66 coupons
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