A Payment a Day Part 3

PurpleJellyFish

Morning,

Fingers crossed F-F, I don't live in the North East any more so don't get the chance to go to games but the next time I do, I hope it's still in the Premiership.

PaD for me today of £10

Beencounting

Hi All

I've been AWOL again [slaps wrist ], no excuse, just feeling fed up with it all and lacking in motivation. On the plus side though, I haven't added to the CCs, so at least the debt is still going down.

Anyways, won a fiver on the lottery last night, so that's kickstarted me to make a PAD today.

So, £5 from lottery and £1.17 regular daily = £6.17 PAD to Egg.

Been

Flower08

lemma1968 wrote: »

Hi Guys

Well for the first time in years i quite enjoyed the Eurovision last night. And for the first time in years i think the right song won :eek:

Oh god no, i found him really irritating!!

Im just glad we did come last again!

Anyway another day of revision for me today. Got an exam on tuesday and then one on wednesday, cant wait til i have just got them over and done with. And then only about 4ish weeks until OH go on holiday now that we have finally booked somewhere :j got a not bad priced all inclusive two week deal - so i might come back the size of an elephant with all that food!!

PAD is another £2 to HSBC CC

Hope everyone has a great day despite the awful weather!!

sashybo

Fag_ash_lil wrote: »

sashybo - Well done in getting your Barclaycard to under £400 ..... Hope you have a lovely relaxing week off .... Anything nice planned or will it be all job hunting ? ...

Thanks Terri, will probably just spend some time with my nephews and nieces over the week as don't see them as much as I would like.

My pad for today is £1. Waiting for clicking money to clear so I can withdraw it to make some bigger pads.

We are getting a PS3 today - we have saved up over £200 in John Lewis vouchers from doing surveys and will pay the rest with ebay money. Excited as we need a treat.

Fag_ash_lil

Flower08 wrote: »

...edited ...

And then only about 4ish weeks until OH go on holiday now that we have finally booked somewhere :j got a not bad priced all inclusive two week deal - so i might come back the size of an elephant with all that food!!


Hope everyone has a great day despite the awful weather!!

Ooooooooooooh i didn't like the " norway " entry either ! ...

It's dry and sunny here at the moment .... don't know for how long though !
Where are you going on your hols ?

terri x

Paulgonnabedebtfree

Fag_ash_lil wrote: »

Paul - Sorry to hear that the Abbey are reducing your overdraft .... Blo*dy hell what a pain .... Has work " picked up " for you ? ...

£1.17 Sunday PAD from me to a cc.

Hi Terri.
The overdraft reduction isn't a disaster by any means. It will probably force me to tighten up on my spending even more. Although I have gone a long way with that, there is still much room for improvement. If things get very tight, I can always get funds from a cc to plug the overdraft. However, that would be a backward step and I would only do it as a temporary emergency measure if it looked like there was a danger of exceeding my overdraft limit. It would be the lesser of two evils. Last year I was close to my 1800 limit much of the time. This year, even when I have gone into overdraft temporarily, it's usually been by £500 or less. This may sound sloppy to many people but when you're self-employed cashflow can be quite erratic. You can be £500 in overdraft one day and over a couple of days, £600 in cheques might arrive in the post along with a couple of decent BACS payments online.
As far as work goes, the work is still out there. I just need to chase it a bit more than I have done. It's very easy to focus on the negative after losing a few decent jobs but it is also true that I have picked up some good repeat work as well over the past year. I reckon that the 5 grand a year work that I have recently lost can be made good over the next 3 - 4 months if I am diligent. After all, the work I've picked up in the last year happened without me really trying much so I do wonder just how much can be got with a bit more effort on my part.

cashsaver

Hi All....

Just a quick Pad and off to play Badminton with OH and DS x3 !!!!

Might need some oxygen and a pint of Red Bull pretty soon.....


PAD>>>>> £20


xxxxxxxxxxxxxxxxxxxx

PigginSkint

Hi All

Today's PAD is £1.17 to Abominable Amex

Maisie_M

Hi Folks

£5 PAD for me today.

Having a fairly restful day today as I had a busy day yesterday and am a little shattered. Back to work tomorrow. Having convinced the doctor last Wednesday that I really want to go back as I thought I felt fine after my operation, I now fancy staying off a bit longer -:p. It will be nice to get back into routine again and I will have a fairly easy day tomorrow catching up on the thousand e-mails that are no doubt waiting on me.

Have a good what's left of Sunday.

Flower08

Fag_ash_lil wrote: »

Where are you going on your hols ?

terri x

Nowhere particularly exotic, just to majorca. But still really looking forward to a bit of sunshine and getting away from it all

Although slightly concerned about how i am supposed to make my PADs, how sad am i??