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A Payment a Day Part 3
Comments
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Afternoon all.
Spent a little too much on holiday last week and I've got my mum's bday coming up so PaDs will be coming from spare change for a little while.
£2.91Don't worry about typing out my username - Call me COMP(Unless you know my real name - in which case, feel free to use that just to confuse people!)0 -
Hiya to everyone
Not posted for a few days but have been plodding on with PAD so my amount is £45!
Hope you're all having a good week xx0 -
Afternoon everyone
£1 savings
TOTAL PaD £1One step at a time0 -
Well, I've been doing quite well with my PADding and i have set myself a new target which i am hoping to get but then along came an unexpected bill, road tax and insurance. Where do they come from
The road tax and insurance i have kind of got in hand but the bill is for an amount not budgeted for and i was sat at work wondering how i am going to pay it, most answers led to my cc, but it on my cc and pay it back later, which means anything else that turns up will go on it and before you know it you, you are right back to where you started.
Well the light bulb struck. Use your savings, transfer them into your a/c deal with the bill there and then and then you can start to build the savings/ emergency fund up again. So haven't used my card and i can still make it to the end of the month and the bill is paid for , savings/ emergency fund is a little depleated but thats what its for.......:T:D:beer::j1vs 100 £505500/335.25 (5.5K COMING DOWN)20.00/10,000(10K GOING UP)Not long now0 -
YAY! Big PAd for me £300 to CRAPITAL ONE! Balance is just £69 as I managed to get them to refund a charge IF i made a decent payment. Managed to keep some of my quarterly bonus from work back to pay with and it feels great!!
CC limits £26000
Long term CC debt £0
Total low rate loan debt £3000
Almost debt free feeling, priceless.
Ex money nightmare, learnt from my mistakes and never going back there again, in control of my finances for the first time in my adult life and it feels amazing.0 -
1p to my loose change tin as well . . .DFW NERD# 1175Proud Member of Sealed Pot Challenge #5 ~ 1479 cashless_wonder~*DEBT FREE & LOVING IT*~0
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Hi Everyone
Hope everyone is having a good day.
£1.59 for me today....back to the small time pads.
Good luck with you pads.
xxxTOBEDEBTFREE BY DEC 2012
CC1:[STRIKE]14012[/STRIKE] 13784/
TOTAL DEBT is £75119.36. As at Mar09-- :eek: Now is £68433
£2 SAVERS No.125 & 4 sealed tins No.633 to clear OD:dance: PAD to clear cc & loan debt. :dance:
PAD's from-26 Feb & Mar/£226.01-Apr/58.84-May/65.73-Jun/111.97/Jul-2.590 -
£15.00 to Barclaycard but if they don't fix their online payments system soon then I'm going to stop giving them my pad...So if Mr Barclaycard is reading this, please fix it soon as I don't wanna run up a huge phone bill trying to pay my card :rolleyes:[/QUOTE]
Hi angelicmary,
I spent ages on te phone to them the other day. Gave up when they suggested it was my computer:mad: so I'm having to phone daily as well. As I'm so close to finishing this one I have to grit my teeth and put up with it. Trouble is my next PAD will also be to barclaycard:mad:
Jo x0 -
Hello,
Won't be able to log on tomorrow, so PAD for tomorrow is
£15 to virginLBM Jul 2010:[STRIKE] £29717.06[/STRIKE] :eek:
July 2012: £19548.40 Paid 34.2%
Perseverance is not a long race; it is many short races one after the other - Walter Elliot.0 -
£10 to Cap One today
However, interest been hiked up so only 87p of that actually took anything off above the min payment due so am only counting that todayDFW 228 LONG H 68
DFD 2017 :eek:0
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