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A Payment a Day Part 3

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  • Greenbynature
    Greenbynature Posts: 2,562 Forumite
    Morning all
    Grey and miserable today!! Great start to the day slept in this morning lol so mad rush to get ready and drop DS3 off at college then on to work, got here and a few others were late as well.

    Got my quidco money in a whole 31p!!

    Paul I know how you feel about Abbey - I used to have my mortgage with them and they were absolutely carp!!!

    Pad today is £1 to cap1 cc and 12p to copper jar. roll on payday is all I can say! Thanks to Terri for the adding up all weekend.

    £1.12
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Greenbynature
    Greenbynature Posts: 2,562 Forumite
    A new teacher was trying to make use of her psychology courses. She started her class by saying, "Everyone who thinks they're stupid, stand up!" After a few seconds, Little Johnny stood up. The teacher said, "Do you think you're stupid, Little Johnny?" "No, ma'am, but I hate to see you standing there all by yourself!"
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    edited 5 May 2009 at 10:41AM
    Ok, just found out that I have managed to sell a load of stuff on eBay - it took a fair amount of stuff to sell to get to that, but I have just got £100 back and i have transferred it immediately to MBNA.
    :jKill the Cards :j
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Morning all! Back at work today - booooo! I could have done with an extra day or 2!

    Anyway, today's PADs are £1.05 to Evil Egg and £5.05 to Abhorrent Amazon Halifax making a total today of £6.10

    Amazon Halifax is one of my biggies - not my biggest balance (still quite big though), but a relatively high APR (though still under 7%) and a small monthly payment. This means that if I don't take special measures (e.g. padding) it will take the longest to clear.
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    Hiya everyone! Finally I have caught up on 5 pages of posts :D

    Hope everyone is well on this [STRIKE]fine[/STRIKE] miserable grey Tuesday!? No work for me today after working all weekend :D
    Still at least the extra money can be used for PADing next pay day :D:D

    Anyway, down to business.... PAD for today is £10 each for Sun, Mon and Tues, plus £11.54 min payment = £41.54
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • :rotfl::rotfl:Green by nature, you do cheer me up with your jokes!

    Ok firstly apologies for any typos etc, im working on the netbook till my pc gets fixed and I absolutely HATE the mousepointer thingy :( Anyone really struggle with them ? :rolleyes:

    Congrats to everyone clearing cards and paying debts.Thanks to those posting jokes and info and many thanks to Terri for the totting up, youre a star!

    Ok PaD today of £38.68 (struggling to get different colours and sizes,sorry)
    Have got this card to £300 below the limit but the bills due and thats £100 interest, I have to go pay dhs fine at £90 and have birthday coming up and no money so the last few weeks work seems to have been wasted.ALAS if I hadnt been padding id be well up s**t street :eek:

    Im STI.L waiting on cheques being taken from my account and im constantly having to make sure the money doesnt get spent so i get charged, just wish theyd take it already!!:mad:

    Hope you guys are all doing well?
    Happy Padding guys
    Mumof4 xx
    03/12/2010 [STRIKE]£9,736.56[/STRIKE] :(
    15/2/2011 9878.75

  • tjretro
    tjretro Posts: 135 Forumite
    Part of the Furniture Combo Breaker
    Im STI.L waiting on cheques being taken from my account and im constantly having to make sure the money doesnt get spent so i get charged, just wish theyd take it already!!:mad:

    I hate it when that happens. I just had a cheque come out that I sent out 1 month ago :eek: Luckily I had the money. :o
    Debt Free Wannabe :hello: LBM: 23/01/08
    Debt relief order: January 2013 (Discharged Jan 2014)
    Jacamo: £115.81. Rebuilding credit rating :D
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    Another little PAD of £1.01.... this is how stupid Scallyfax are..... I wanted to send the £1.01 from my current acc ti my Halifax CC.... apparently it couldn't be done as a faster payment, so they'd send it out tomorrow! But if I send the money from Scallyfax to my First Direct acc, it will go straight away... and FD send it straight away too - Stoopid Scallyfax! Can't wait to get rid of that card!!!
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning all, just a small pad of 50p today. It's raining again here but not as horrible as yesterday.

    Picking up my nephews from school and nursery today so will have fun trying to entertain them for a few hours. :eek: They are 7 and 2 and like to argue a lot already!
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • newmum1
    newmum1 Posts: 1,341 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning folks,
    weather is awful here in the midlands its cold, damp and dreary, wish i could just stay in all day by the fire but have food shopping to be done as the cupboards are bare :)

    Pad
    £10.88 to bro
    £5.17 to cc

    total £16.05
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