A Payment a Day Part 3

richestorags_2

Afternoon all, hope everyone is well.......

I haven't been here in a while, mainly due to having a very bad month financially (I'm self employed) and just about managing to pay my bills without extra PAD's......:o

Anyway, I have finally terminated my car agreement with no further liability and as such, the debt for this has been wiped out. So (I know I'm a cheat), my PAD for today is £7,276.00!

It feels like a huge weight off of my mind as it frees up around £300.00 per month (when you include insurance as well) and I can now use this for my other debts.

richestorags_2

Ooooops, I meant £7276.00 :rotfl:

clearing_out_my_pockets

Second PaD (You just can't keep me away!)

71p

nikki02_2

Afternoon everyone.

huge congratulations to Mumof4, Piggin, and Clearing out my pockets for clearing your cards:T:T

Twinkles, congratulations on your hubby passing his test :j It was all our good luck vibes that did it

My pad is £76 to hsbc card, which brings my balance to just under the £100 mark! I'm so excited about clearing my first debt!!:D I'll be trying extra hard next week to clear it all, then I;ll be down to just 2 debts!!

Thans to everyone for all the continued support you give on here, I for one know that I wouldn't have made it this far without it:A

Busterollie

PAD £2 coin to piggy bank.

moneymaker2

Today's PaD is £1.50 to the Milan fund. Yay!!!

Hope you are all well and well done to those of you who have cleared debts today!! :T

moneymaker2

35p to Crapitalone also!!!

:A

moneymaker2

Another 85p to CrapitalOne.

Just thought that I would annoy them with numerous little payments. lol

tobedebtfree_2

Hi Everyone

Only 11p for me today.

Hope everyone has a good day.
xxx

so_here_we_are

Afternoon All

Being a newbie is quite exciting you can get involved in many threads all with new ideas and points for you to pick up and words or encouragement.

I have only been on and commented on a few of the many but has got me think, now bare with me as this may not come out the right way.

Now i know sometimes you have to spend and I'm not talking about paying the gas bill or your mortgage cause these things you kind of have to pay for.

What i am talking about is reducing/ stopping spending money on unnecessary things.

For example, I work in an office in a town centre and if you don't leave the office on your lunch break you end up working through it and before you know it your stressed and wonder why, so you head out with no real need to be strolling around the shops but you are out and you by a coffee from a shop which you don't need as you have coffee at work or you buy a magazine that you will only scan through or you are round the market and you buy veg because you might us it at the weekend by that time it has gone off or you need us it you only brought it cause you were out and it was there.........

Picking stuff up and thinking if i don't buy this i can add it to my daily debt pay off, (now i know prehaps i'm just repeating stuff abit here) but what i am trying to say is that i went into town and went to the bank and came back no crap brought! Nothing spent! no wasted money and i paid in what i pledged to and i didn't withdraw money - just incase cause i'm not going to need to buy anything hoooooooray

Hope it all makes sense Thanks for listen

:beer: