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A Payment a Day Part 3

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Comments

  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Hi All

    Very busy week this week, so no time to catch up with the thread! Might manage it on Friday as new broadband is due to go live on Thursday.

    Anyway, onto the business of the day - today's PAD is £34.54 to Tosspot Tesco.

    That's it, debt on that card now gone!! :j:j:j:j:j
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • clarissa_D
    clarissa_D Posts: 246 Forumite
    Part of the Furniture Combo Breaker
    Hi ya everyone,
    well done to all those that's lost debt/weight and other things they wanted to lose, and happy birthday to peoples birthdays xx

    I have still been PAD every Tuesday and Thursday I plonk money away and I also try not to spend any money through the week aswell, I also found some recipies and will look and some on here again :D

    PAD £27.67p and my Xmas 09 fund is £170 and I also have my £100 spends for 3 days time and I also have £300 in the pay offs account out the way this is the 1st time ever I have had this amount in my bank account lol !:eek:
    is there a way that I can do the sky + for £50 M&S vouchers ?? as it would be great for Xmas pressies lol
    oh 1 questiong does anyone know where the non expensive place to get digital photoframes are ? I'm thinking for parents for christmas also for myself lol xx
    hope everyone has a brilliant Tuesday kids are back to school :j
    anyway hope everyone is well will pop back later :D
    :eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan ;) DFX 2013 #050: £ / £10,149.04 :eek:
    C.C £507.55/£550.40 :T
    DFD Oct 2015
    :D Downshift Challenge 2013 :D
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    LondonAndy wrote: »
    Hello all :hello:

    That's a fantastic total for yesterday - well done all

    The banks must really be wondering what all these PADs are for....

    Hopeful - you have been great with the counting duties !!

    Thanks Andy! *blush* :o;) I've quite enjoyed doing it. It's fab to see how quickly the £s and pennies add up.

    Glad you're feeling 'human' again, with a nice long weekend to look forward to :rolleyes:

    Well done mumof4 - debt buster supreme :j

    I was offered a reduced full and final on my outstanding insurance yesterday, so i've bitten their hands off and paid it off - yay :j

    Thanks to f_f's Birthday Challenge Thread, i had sat and written down how many wks / months / years it would take to pay off each and every debt. I've now paid the insurance off 5 wks earlier than budgeted for. I am now going to double future payments to my dad which will halve the planned pay off date to 7 wks!

    Clearing the small debts is inspiring me. Once they're cleared i can then settle down to deal with the bigger debts with more available cash to pay them off.

    £30.89 CARS (outstanding insurance)
    £10 Dad
    £5 Cap 1

    TOTAL PaD £45.89

    :D
    One step at a time ;)
  • :jDRUMROLL PLEASE......:j






    :j I AM NOW DEBT FREE :j


    £400 to nationwide to clear the balance before interest kicks in
    £27.10 to wedding pot
    £502.10 to the house deposit pot

    Total PaD £929.20
    Don't worry about typing out my username - Call me COMP
    (Unless you know my real name - in which case, feel free to use that just to confuse people!)
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    FAL forgot to say you are welcome to the passenger seat just suggest that you increase your life insurance my OH is definitely a revving Rev. Not sure whether there will be a car parked here when I get back always a possibility. DTxx

    Hi DT. Safe journey on your trip, i hope it's a good one! You'll have to post up some pics when you get back and the car if OH gets it!! ;)

    Take care hun xxx

    Hi Clarissa - good to hear from you. You're doing so well. :D

    Has anyone seen Jenchin around? :confused:
    One step at a time ;)
  • newmum1
    newmum1 Posts: 1,341 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all,
    :) yeah pad day today, and have also received a bonus of just over £500 im so chuffed :)

    Pad:
    Loan £180.00
    Bro £41.00
    CC £10

    Total £231
    have a good day folks
  • tjretro
    tjretro Posts: 135 Forumite
    Part of the Furniture Combo Breaker
    Had to make smaller payment today as I'll run out of money otherwise :rotfl:

    £3 to Studio. :T
    Debt Free Wannabe :hello: LBM: 23/01/08
    Debt relief order: January 2013 (Discharged Jan 2014)
    Jacamo: £115.81. Rebuilding credit rating :D
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    :jDRUMROLL PLEASE......:j






    :j I AM NOW DEBT FREE :j


    £400 to nationwide to clear the balance before interest kicks in
    £27.10 to wedding pot
    £502.10 to the house deposit pot

    Total PaD £929.20
    Ifireworks.gif


    CONGRATULATIONS

    Well done, you!!!!!!!!!!!

    confetti.gif
    One step at a time ;)
  • clarissa_D
    clarissa_D Posts: 246 Forumite
    Part of the Furniture Combo Breaker
    :j:j Well Done clearing :j:j
    drinks are on you :beer: hehe !!
    thanks Hopeful :D I am a bit confused on the Loan working outs as the balance stands at £14K but OH is saying £25K :o Im a bit thick when it comes to calculations but it isn't adding any interest as its a non- Flexi loan in my eyes I think that would stand at £14K left to pay over 7 years unless im off my trolley lol :rotfl:
    If it is only £14K I will be very happy as it is less daughting then £25K :eek:
    ww I am so please how well people are doing !!
    Clearing will you be staying to start your savings now :D:D
    :eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan ;) DFX 2013 #050: £ / £10,149.04 :eek:
    C.C £507.55/£550.40 :T
    DFD Oct 2015
    :D Downshift Challenge 2013 :D
  • I will indeed be staying. I have to renew my annual travelcard in two weeks' time so I'll be putting money back on the credit card.
    Don't worry about typing out my username - Call me COMP
    (Unless you know my real name - in which case, feel free to use that just to confuse people!)
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