📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A Payment a Day Part 3

1191192194196197532

Comments

  • moneymaker2
    moneymaker2 Posts: 449 Forumite
    Hi All,

    I am going to start with this all officially next month after I have been paid. At the moment I am brassic.
    When you complete your PAD figures each day does it include your normal debt payments or just what you have paid in addition to those payments?

    Thanks in advance
    Laura
  • moneymaker2
    moneymaker2 Posts: 449 Forumite
    Wow mumofthreemonkies83, just wanted to say that you are doing FAB in relation to your debt.
    Wish my Siggy looked as healthy as yours. :)
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Danko - will definatly be trying that cake!! Looks delicious, mmm
    Biggest Loser Weight Loss: 13 / 20 lb
  • clarissa_D
    clarissa_D Posts: 246 Forumite
    Part of the Furniture Combo Breaker
    Hi ya everyone

    sorry I haven't been around lately have had a sickly baby, but I have still been doing PAD's I think I need to list about 2 weeks worth ? so here goes lol
    PAD £57.98

    also have £150 for next Xmas saved up,we are eventually getting the £1K back off SIL :j:D
    atm were doing really well money wise resisted buying with CC balance is now £0.00 :D
    and the balance for Catalogue is £9.00 + in credit ! :D
    OD is also fine :D
    so were being loads more sensible and I am still PADing but atm its for my holiday in 2 weeks time, im taking £100 spends and I already have that :D
    thank you so much PAD, I am really glad we consolidated our debts and pay LESS out then what we was and still have money left over I still need to make meal plans for the month to cut back on the shopping bill, recently Tesco codes haven't been working :mad:
    anyway Congrats to all those blitzing away at there debts xx
    :eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan ;) DFX 2013 #050: £ / £10,149.04 :eek:
    C.C £507.55/£550.40 :T
    DFD Oct 2015
    :D Downshift Challenge 2013 :D
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Wow mumofthreemonkies83, just wanted to say that you are doing FAB in relation to your debt.
    Wish my Siggy looked as healthy as yours. :)

    Hi moneymaker! Mumof4 / 3monkies is doing fab, you'll get there too eventually. Your sig looks very similiar to mine! i've only been doing this since late last Autumn and it's made such a difference already.

    It's up to you if you want to count normal payments. Some do some don't. I tend to just count the extra payments i do, but obviously deduct normal payments off my sig.

    Enjoy! :D
    One step at a time ;)
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Hi All

    £1.16 to Evil Egg and £5.16 to Loathsome LTSB, making a total for me today of £6.32
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • tomtombeanie
    tomtombeanie Posts: 1,023 Forumite
    Part of the Furniture Combo Breaker
    hi welcome to moneymaker2 - and hiya to clarissa, good to see you around :). your numbers are looking good today, too!
    Mortgage free as of 11/11/15 !
    :Anow... to start some serious saving :A


  • dankosheemo
    dankosheemo Posts: 1,243 Forumite
    Silaqui wrote: »
    OMG yes it works I've just tried it thats amazing!

    xx
    Glad it worked Silaqui! :j :D

    I used drinking choccy for mine but I think I left it in the micro for a bit too long and the cake took over the place! :rotfl: But I ate it and enjoyed every bit of it! Great for a quick choccy fix ;):D
    xx
    :j (2013) :j
    * Virgin Atlantic [STRIKE]£2,837.01[/STRIKE] £2,835* B'card [STRIKE]£851.51[/STRIKE] £850 * Egg [strike]£5,608.83[/strike] £5,608.83 * Mint [STRIKE]£816.13[/STRIKE] £770 *
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Forgot to say, just had my first payout from free scratch cards today so my PAD tomorrow will be a bit bigger. In addition I have had a real result today from phoning Southern Electric about my gas bill - gave them my correct meter reading and my amount in credit is even larger than I thought it was, now over £400. I just wanted them to reduce my monthly DD amount (which they have done) but without me even asking they offered to pay me back the amount they owe me! They asked me how much of it I wanted - all of it please! That will be a nice big chunk for PADing when it comes through!
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • Fag_ash_lil
    Fag_ash_lil Posts: 5,150 Forumite
    Part of the Furniture
    edited 16 April 2009 at 9:29PM


    Hi CLKG7 and moneymaker2 hellowave.gif Welcome to the madhouse .... Good luck with your payment a day either small or large it's surprising how quickly it all adds up ... Everybody is very friendly on here which really helps to keep you motivated ...


    terri x kiss-1.gif( My total PAD for today is £19.08 )
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.