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A Payment a Day Part 3

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Comments

  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    I never thought of making a PaD, I'll start tomorrow as it's tax credit day on a tuesday!!
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • Fag_ash_lil
    Fag_ash_lil Posts: 5,150 Forumite
    Part of the Furniture
    I never thought of making a PaD, I'll start tomorrow as it's tax credit day on a tuesday!!

    Hi angelicmary85 and rose11 hellowave.gif
    Welcome to the madhouse ! Good luck with your payment a day either small or large it's surprising how quickly it all adds up ... Everybody is really friendly on here which really helps to keep you motivated ....


    terri x kiss-1.gif
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    moneymagic wrote: »
    Hello everyone. Sorry its been a while (sodding internet.... don't get me started on virgin media... i might explode!)

    Bl**dy hell its not just me then how long before your internet was fixed i am being bounced back and forwards between virgin and BT no internet at all for 17 days now:mad: and the week before internet for 3 days out of 7 am sitting in McDs car park cos it is just too loud in there I am so depressed about it I could screammmmmmmmmmmmmmmmm

    DTxx
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    Thanks for the super warm welcome terri!! I actually made a payment a wee while ago...a whole fiver!! I thought that if I done it today then when my TC go in tomorrow then I could do it again... YAY!! It's not much but I feel better already! Will be keeping you updated so here's my figures as of 13th April 2008...

    Bank of Scotland £3166.17
    Barclaycard £1023.93 - £5 = £1018.93

    Keep your fingers crossed for me and I'll be dropping by every so often to check up on the rest of you aswel ;)
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • Silaqui
    Silaqui Posts: 2,778 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Congratulations NewMum :-)

    Hope everyone is ok and had a nice Easter, I have eaten soooo much very naughty of me!
    Made a pad of £18 today, I won't be able to make loads this month now but wanted to round it up to at least £200 for the month! I did get some easter money though so am going to use some to treat myself and put a bit towards my pads. I'm actually amazed that I have made it to the 13th of the month without going into my overdraft!

    I'm in a pretty good mood today as Leicester won against Leeds :T not far off promotion now!!
    xx
    Ths signature is out of date because I'm too lazy to update it... :o
  • Afternoon to all!
    Today's payment is £10 to Lurgylloyds
    Hope everyone is enjoying the sunny weather
    Remember a PaD a day keeps the germ debts at bay:cool:
    May you fill up the great clutterbucket of life and may all of your leaks be in cheese sauce:D
    Use it up, wear it out, make it do or do without:cool:
  • rose11
    rose11 Posts: 179 Forumite
    Part of the Furniture Combo Breaker
    Thanks for the welcome terri. I will try and get the amount what I need to pay off soon. Have already got abit that have been putting by already. I will hopefully be able to get online a few times a week a hope! :beer:
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Hi All

    Today's PAD is £1.13 to Tosspot Tesco
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • Hi all! Hope you are enjoying the fabulous Bamk Holiday weather.

    I'm hoping to take part in the PAD challenge, however, I was wondering how it worked...I have the basics (a payment a day!), but how do you decide how much money you are going to pay? Do you make the payments from money saved on shopping, or if you get something free do you pay the money you would have spent on the free item (IYSWIM)? Hope my question made sense...sorry if I'm being a bit thick!

    Thanks!
    MBNA - [STRIKE]£7068.60 [/STRIKE] £7060.00 Egg - 1422.35 A&L - [STRIKE]£249.32[/STRIKE] £215.00
    Loan - £13279.50 :rolleyes:
  • Silaqui
    Silaqui Posts: 2,778 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi shopgirl :)

    I think most people just have their own set of rules - personally I just pay whatever I reckon I can afford that day, sometimes I round down the bank account, other days I round up the pad amount, sometimes it's whatever spare change I have in my purse... I think its up to you however will motivate you the most!

    x
    Ths signature is out of date because I'm too lazy to update it... :o
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