Single and in Debt Part II

PinkTwirl

sarahb123 wrote: »

There just seems so much to do, if I ever get the chance to do it, in so little time. I do want to meet someone, but I have to sort myself out first because this fat debt laden person is not me. I want a house, money in the bank, a job I like, a man, children, and it is just too much to think of all at once.

True, and it's the last thing I think of at night and first thing when I wake up and realise where I am at 6 in the morning - in my childhood bedroom at my dad's. It's like a bad dream.

I go to the gym and am very reluctant to stop. I am actually enjoying the drive to/from work taking 4 hours a day, it occupies my mind which is in overdrive.

PinkTwirl

sarahb123 wrote: »

There must be something in the air if we are all having these LBMs at the same time. :rolleyes: What does everyone think about posting any spending on here? I think i will do it as it has really helped with the clothes challenge.

I'm keen. I think there is something underlying happening with the world economy apart from the obvious that I can't put my finger on but I can feel it and it doesn't feel good, this will sound silly but it feels slightly evil, not evil, but panicky. It's as if there is fear in the air and it's not nice.

I'm at squash tomorrow night and at my aunts Friday night. I think I will have about £5 to post by Saturday. I'm up for it.

sarahb123_3

PinkTwirl wrote: »

Yes, definitely. I had £3K of debt when me and my ex split up. We would have had a big house now, paying practically nothing due to interest rates reduction, a combined monthly take home of about £5K, and no need to fill in time clothes shopping and staying in bed instead. The past 3 years of my life have been crap since then.

I understand completely.

He was a rotter, so even though it is depressing you have to remember you are well out of it. I know what you mean though, if I had been sensible with money I would have a nice low mortgage now and if I was with someone life would be even easier.

We just have to keep thinking/knowing that something better is on it's way and what we are going through now will help us to appreciate it even more.

sarahb123_3

PinkTwirl wrote: »

I'm keen. I think there is something underlying happening with the world economy apart from the obvious that I can't put my finger on but I can feel it and it doesn't feel good, this will sound silly but it feels slightly evil, not evil, but panicky. It's as if there is fear in the air and it's not nice.

I know what you mean, even though my job is reasonably safe, everything just seems so depressing at the moment.

You made me smile about The Pier, I had a little spree too:o

Buffythedebtslayer

Yep I will post spending here too.

things that have helped

1. doing the 100 days challenge - even tho I bought stuff I ran out of it was great, no mags no make up

2. being fat means i don't buy clothes. so it saves money in a depressing way

3. PAD payment a day, even tho I don't post on it I try and do it

4. Online banking - check check and check again

5. Use Cash only.

Have regular de clutters and tidy ups. do collect pictures of the things you want, I also do dream shopping - I have many things saved for later on Amazon!

I do have a boring wardrobe of black and M and s clothes but it is temporary until I am out of debt.

Some times I go a little nuts and spend but mostly cos of where I live its ok (to far to walk to the shops unless I am desperate and of course there is internet shopping in times of misery, But I am giving up shopping on line for me in the current 100 days challenge.

I need to go to bed now!

Love Buffyxxxx

PinkTwirl

sarahb123 wrote: »

He was a rotter, so even though it is depressing you have to remember you are well out of it. I know what you mean though, if I had been sensible with money I would have a nice low mortgage now and if I was with someone life would be even easier.

We just have to keep thinking/knowing that something better is on it's way and what we are going through now will help us to appreciate it even more.

Things have to get better for us. There is no option for them not to. We are all here to support each other and, damn it, that's what we are going to do.

We will get there.

Lula-Hula

sarahb123 wrote: »

There just seems so much to do, if I ever get the chance to do it, in so little time. I do want to meet someone, but I have to sort myself out first because this fat debt laden person is not me. I want a house, money in the bank, a job I like, a man, children, and it is just too much to think of all at once.

I'm right with you on all of that bar the children. Coulda, shoulda & woulda-if are the words that seem to sum up my little catalogue of failures. I feel utterly trapped by my debt/job vs parenting dilemma. I cant tell you how often I've longed for a knight in shining armour to ride up & sort out all my probs until I remember that no knight is going to want to rescue me because I just have 'disaster' written all over me, hence I attract men who are decidedly the opposite of knights :rolleyes:. I will sort this mess out myself & then be so damn independent & bitter at having had to that I will never ever trust anyone again.

Oh yes, I cant afford to employ someone to redecorate for me so I will have that wine & those chocs & the cushions & candles instead :mad: I am an idiot .

sarahb123_3

Buffythedebtslayer wrote: »

Have regular de clutters and tidy ups. do collect pictures of the things you want, I also do dream shopping - I have many things saved for later on Amazon!

I do the pictures and the dream shopping at Amazon , have my perfect home all planned out thanks to the M&S and Next home catalogues.;)

I do have a boring wardrobe of black and M and s clothes but it is temporary until I am out of debt.

Me too, I won't even need anymore when I am slim again, I have bought them all already.:o

PinkTwirl

I'm off to bed and I won't be here until Saturday now, unless I get a quick half and hour after squash tomorrow night, but I will do spends on Saturday.

Good night all

xxxx

sarahb123_3

Lula-Hula wrote: »

I'm right with you on all of that bar the children. Coulda, shoulda & woulda-if are the words that seem to sum up my little catalogue of failures. I feel utterly trapped by my debt/job vs parenting dilemma. I cant tell you how often I've longed for a knight in shining armour to ride up & sort out all my probs until I remember that no knight is going to want to rescue me because I just have 'disaster' written all over me, hence I attract men who are decidedly the opposite of knights :rolleyes:. I will sort this mess out myself & then be so damn independent & bitter at having had to that I will never ever trust anyone again.

I so want to be rescued, but I don't think it would be good for me to meet someone when I in such as mess, what would be the point? They would not even be meeting the me I want to project to the world. Plus unless "the one" came along, I wouldn't be interested. I have spent too long waiting, i won't "settle" even if it would mean rescue.

Oh yes, I cant afford to employ someone to redecorate for me so I will have that wine & those chocs & the cushions & candles instead :mad: I am an idiot .

I am appalled at how much I spend on the above on a weekly basis. I am frittering away a mortgage payment every month on rent and rubbish pick me ups.