Single and in Debt Part II

sarahb123_3

I had a missed call yeserday which I gooled just now as I did not recognise it and it turns out to be Next. From which I have ordered one thing in the last few years, around Christmas, and paid off straight away.

It says on the website I found that it is Next and they automatically send you their directory which they charge for if you have an account with them. I was very careful to put I did not want the directory and ignored their offer of free postage if you ordered it. I am not paying £3.50 for something I can get free on their website.

Now i am worried that they have sent it (I haven't received anything), I of course have not paid, not knowing that I had anything outstanding with them, and it may show as a default on my credit file. I am going to be hugely annoyed if this is what has happened.

Buffythedebtslayer

A treats budget. hmm like the sound of that.

and do not mention Next stupid !!!!!!s.

I have started a new diary, much more laid back, not trying to kill myself to pay off my debts, I don't buy Magazines or make up (am surviving on Avon left overs) I barely go out and all that happens is I spend money in other ways (I am the reason why Amazon isn't suffering from the Credit crunch)

I am doing it a month at a time and not worrying about the date of being debt free. I do want a life, I do want some balance.

I will still do all the debt busting things, I just won't be constantly working out sums and missing out on stuff cos I need to get my debt below a certain level.

And Sarah, ringing Next costs five pence per minute. cheeky expensive nonsense.

I am going to write them a stroppy letter!

xxxxxx

Shoe_Gal

sarahb123 wrote: »

Now i am worried that they have sent it (I haven't received anything), I of course have not paid, not knowing that I had anything outstanding with them, and it may show as a default on my credit file. I am going to be hugely annoyed if this is what has happened.

Sounds a bit odd! I have a Next account and although they sometimes leave the catalogue in some obscure places if you're not in :rolleyes: the bill comes separately through the post so you would've received that

More likely to be some sort of sales cold call. Give them a call tomorrow, I'm sure you'll be able to get it sorted

sarahb123_3

Shoe_Gal wrote: »

More likely to be some sort of sales cold call. Give them a call tomorrow, I'm sure you'll be able to get it sorted

Am hoping that is it, I definitely haven't had the directory, am not sure about having a bill though, I never open any post that may be a bill as I have everything on dd and I hate looking at bills. I much prefer the head in the sand approach. :D

Shoe_Gal

Hi

This is Next Customer Service Freephone 0800 7314567

Shoe_Gal

sarahb123 wrote: »

Am hoping that is it, I definitely haven't had the directory, am not sure about having a bill though, I never open any post that may be a bill as I have everything on dd and I hate looking at bills. I much prefer the head in the sand approach. :D

:rolleyes::rolleyes: They come in a black envelope with 'Next' on the front!

sarahb123_3

Buffythedebtslayer wrote: »

I am doing it a month at a time and not worrying about the date of being debt free. I do want a life, I do want some balance.

I will still do all the debt busting things, I just won't be constantly working out sums and missing out on stuff cos I need to get my debt below a certain level.

I am doing it just like this too, may take longer but is much less stressful. I do not know my DFD or any of my debt totals except one. If you can only deal with one debt you may as well only think about one debt.

sarahb123_3

Shoe_Gal wrote: »

:rolleyes::rolleyes: They come in a black envelope with 'Next' on the front!

:rotfl:Subtle then:D I don't know if I have had anything like that, knowing I didn't owe them anything may mean I got something like that and dismissed it as promotional stuff. Thanks for the number, I will call them tomorrow.

Buffythedebtslayer

Shoe_Gal wrote: »

Hi

This is Next Customer Service Freephone 0800 7314567

*makes note of number*

where did you find that?

I shall ring them tomorrow and get proper stroppy!

Shoe_Gal

sarahb123 wrote: »

If you can only deal with one debt you may as well only think about one debt.

Well said Sarah! This is exactly how I am looking at things, hence my signature. I know I have approx £25k in total but seeing it written down everyday doesn't make it decrease any faster! It just makes me feel overwhelmed - and a bit hopeless :mad: