Diary of a Poor Person aged 46 1/2

mrscmr

thanks for popping in and posting and for reading through my nightmare of a life - Notsogood.

Lenza_Quidditch

mrscmr wrote: »

blimey.. now got a 2nd interview for that job i went for last week. the money is really low - what should i do? go for it? i dont think it would be low for ever but in short term it is...? plus means if i start in the school hols i would pay for child care assuming OH has a job by then which means i will earn about £4 an hr. help!

I don't know your SOA well enough but I would be thinking about

Do I need this job right now - with the phone calls you've made already can you stay afloat? Or is the job going to improve things for you later? Is getting to grips with a new job going to add to stress or relieve it by letting you 'do your thing' whilst contributing to the pot?

I think if OH has his head pulled out of the sand and just opened up re the business, this would relieve alot of the pressure on you - maybe you and the kids / family / friends / folks off the street can make a human chain and just pull him like the Enormous Turnip story?!?

Your kids are great and a credit to you both - does OH know what they've done to help?

Sorry - a load of questions probably doesn't help much . We went through similar questions a while ago - different circumstances etc but essentially it came down to knowing when to STOP and get right back down to basics about what we wanted for us as a family- then it was easier to let go of the rest (hope that doesn't sound preachy). Wishing you well x

mrscmr

hi lenza

he has a head like a turnip alright! and i agree its down to knowing when to stop. and believe me we are STOPPED! thanks for your kind wishes.

chevalier

mrscmr wrote: »

blimey.. now got a 2nd interview for that job i went for last week. the money is really low - what should i do? go for it? i dont think it would be low for ever but in short term it is...? plus means if i start in the school hols i would pay for child care assuming OH has a job by then which means i will earn about £4 an hr. help!

Now that your joint income has dropped so much, will you be entitled to working tax credit? This has a childcare element to it, so that might help with the decision making? Is it a job that you will be able to fit free lance work around, to bump up your income to pay for childcare.

Ref the childcare, could grand parents help out even if just for these summer holidays. Course this would mean coming clean about the debt and the business.....
chev

mrscmr

heard from egg today - £141 on cc repayment for 6 months, free interest and charges ! and 317 on loan extending loan and low apr! so thats good.

OH has heard he is preferred candidate for a great job and will hear on thursday. he is tearful and so am i. we need this to work out. means he works away but whatever we need to do - prob means he cant come on holiday and i will go with the kids on my own but we will do what we have to - times are tough.

had a good ebay hunt so im listing now.
happy afternoon all.x

Lenza_Quidditch

Great news on OH job and your phone dealings - fingers and everything crossed for you both.

kissjenn

That's lots of great news. Well done for making the calls and to OH for finding such a brilliant job so fast.

Will you take the job you've got 2nd interview for if he's working away from home or does that let you stay freelancing?

mrscmr

well firstly OH needs to be offered job on thurs. i am still going to 2nd int tomorrow. phone calls are hard work but have to be done. there are more but i cant face them all in one day... sorry if thats not brave!

Lurker1972

pah!
theres nothin unbrave about you!!!

fingers & toes are crossed

savingholmes

mrscmr wrote: »

well firstly OH needs to be offered job on thurs. i am still going to 2nd int tomorrow. phone calls are hard work but have to be done. there are more but i cant face them all in one day... sorry if thats not brave!

is there anyone that can help with the childcare? If your OH gets a job that will presumably help out the money situation making the childcare more affordable - and if not he can look after them - probably do him and them good! My MIL normally has mine during the holidays....

I don't think the childcare tax credit will work for you this year as your previous earnings were too high already.

Best of luck