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Diary of a Poor Person aged 46 1/2

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  • beanielou
    beanielou Posts: 95,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I just lurk!
    Had a dog called Mollie :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Lurker1972
    Lurker1972 Posts: 779 Forumite
    I lurk, occassionally post..

    my cat was Molly, its a good name!
    I do not make mistakes, I learn lessons.
    I work to live, not live to work.
    I love to live & live to love.
    Good enough is exactly that.
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi lurker and beanielou... nice to hear from you... i have an auntie molly too but she is about 250 years old.... its a good solid name!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Mrscmr...now we all know and lurve you but methinks there is the smallest hint of a confession itching to come out.

    I know it's car related, and is sounding equivalent to "these ski boots were reduced by £100 in the sale so I've saved us really" while standing there in a sarong and flipflops in 90 degree heat. So come into the church my child and spill the beans...what have you gone and done in the name of Lord MSE Martin.

    We shalt not judge lest we be judged (and I'm looking at least a couple of millennia in hell anyways).
    :AI'm listening....:A
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • mrscmr wrote: »
    thanks kissjenn! but means i can re-adjust a 12k hp agreement off my totals when its settled so surely thats positive... um surely?

    and i have a question to you all... im curious to know somthing.... lots of kind peeps seem to visit my diary but i dont know who you all are... i know my regular visitors well and finding out more about them every day but who else is out there lurking??? please tell me who you are - i would love to know!

    tonight corrie - im really liking the storyline with kev and molly. if i had a daughter i would call her molly.


    :hello:

    Lurker identifying herself.
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    oh kissjenn you make me laugh soo hard... wish there was a button to double thank you!

    welll ... heres the thing [honestly it does make sense]
    current car cost 450 per month and i have 2.5 yrs left - settlement is 12 k and its worth 6k
    so i go to nice man in garage and say "nice man in garage - i nolonger rich airheaded floozy - i poor as church mouse [technically poorer]. i say get me out of this prison sentence of a car hp agreement and get me something else which is cheaper. nice man say um ok!

    and it was so.... a new car which rrp at 21k [aaaahhhhggg] and now rrp at 12,999 k - nice spec - smaller, no neg equity, no new tires, road tax, new battery or service to get. and i can save £50 per month and am not in a long term loan. back at the beginning.. so feeling ok... but i suspect i am about to get a severe telling off from someone on here.... yikes....

    if i tell you that i love you / alternatively this options always works.... i have had this in the cupboard for weeks/month/years/oh this old thing.... ?????

    xxxxxxxxXXXXXXXXXXXXXXXX
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ooooo hello lizzie... nice to meet you! ooo im all excited about these new friends! xxx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    As long as we're agreed that the getting round me with sex option is never going to work :rotfl:
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ha ha laughed so hard.. im sitting here by myself... laughing at a computer screen... have i lost the plot???
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Mrs_Money_Penny
    Mrs_Money_Penny Posts: 1,312 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi Mrscmr I also lurk I love your diary and read it everyday. Your doing so well.
    2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
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